How much is the monthly repayment of 10300 Xingxiang Loan?

The monthly repayment is 833 yuan. The 10300 Xingxiang Loan is repaid in 12 installments, with monthly repayments of 833 yuan including interest. 10300 Xingxiangdai is a consumer loan provided by Industrial Bank to credit card users relying on the cash installment business of credit cards. What is Xingxiangdai?

Xingxiangdai is an exclusive large-amount cash installment limit provided by Industrial Bank for credit card users. Different from ordinary cash installments, Xingxiangdai does not occupy the credit card limit. If you If you need it, you can call Industrial Bank customer service hotline 95561 to apply. Industrial Bank Co., Ltd. was established in August 1988. It is one of the first joint-stock commercial banks in mainland China jointly approved by the State Council and the People's Bank of China. Its head office is located at 154 Hudong Road, Fuzhou City, Fujian Province. No. 1, it was successfully listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 601166), with a registered capital of 19.052 billion yuan. What is Industrial Bank Credit Card Xingxiangdai? Learn about its application process!

For friends who are in urgent need of money, today I will introduce to you a cash installment business of Industrial Credit Card - Xingxiangdai. Xingxiangdai is one of Industrial Bank’s credit card cash installment businesses. It has both a credit card limit and an exclusive limit. Let’s take a look at the specific situation with me in this online loan review!

What is Industrial Credit Card Xingxiangdai?

The main feature of Xingxiangdai is that it has its own exclusive limit, which is independent of the credit limit. In short, using Xingxiangdai to handle cash installments does not occupy the credit card limit. Doesn't it sound worth applying? However, please note that Industrial Bank's Xingxiang Loan is not something you can just apply for if you want to. Currently, only principal cardholders with good credit can obtain the credit limit. The specific application qualifications are: Check the cardholder’s card usage and credit status.

So the question is, how to apply for Industrial Credit Card Xingxiang Loan? As far as I know, Xinghengdai cannot be applied for online. There are currently two processing channels:

1. Telephone invitation: Generally speaking, if the cardholder meets the requirements of Xingxiangdai Industrial Bank will take the initiative to call the cardholder to inform them that they can apply for the application. If the cardholder agrees to handle it, just follow the bank customer service steps!

2. SMS invitation: If you meet the conditions for Xingxiang Loan application, you may not receive a call, but you will receive an SMS invitation from the bank. If you want to apply, just follow the text message requirements, inform the customer service of the installment amount and number of installments you need, and then you can apply.

After the normal application is successful, you can transfer the Xingxiangdai limit to your own debit card. The Xingxiangdai limit can not only be transferred to the Industrial Bank debit card under your name, but also to other bank cards in your name. As for when it will arrive, because the beneficiary bank is different, the arrival time is also different. If it is transferred to an Industrial Bank debit card under your own name, the transfer will arrive almost immediately. If it is an inter-bank transfer, the speed will be much slower.

There will be a text message notification after the account is received. You can also log in to your mobile banking to view it. Generally speaking, if you need a credit card from Industrial Bank or a large amount of funds, and you happen to receive an invitation from the bank, you can apply for it, which is convenient and fast. Is Xingxiangdai formal?

Xingxiangdai is a formal online lending platform because it was funded and founded by China Industrial Bank. Mainly applicable to all levels of people. It is not prepared by people without working capital. Xingxiangdai’s maximum loan amount is 300,000 yuan. But usually you can only borrow less than 200,000 yuan, and few people can borrow 300,000 yuan.

1. Xingxiangdai is very reliable

Xingxiangdai is a cash installment with an exclusive limit provided by Industrial Bank to cardholders in addition to the total credit limit of credit cards. Currently, the maximum applicable amount is NT$300,000, and the installment numbers are divided into 3/6/12/18/24/36. The greater the number of installments, the lower the handling fee. At present, not everyone can handle Xingye’s Xingxiang Loan. Industrial Bank will conduct a comprehensive assessment of the application qualifications based on the cardholder's credit status and card status at the time of application. Only Industrial Bank credit card holders with good credit can obtain the credit limit.

2. Application system for Xingxiang Loan

There are only two ways to apply for Xingxiang Loan from Industrial Bank. One way is to wait for a call from your bank.

If you want to apply, you can directly agree to the application over the phone, and then inform the other party of your installment amount and installment number. Another way to deal with it is what we said at the beginning. Users who have received the SMS invitation from Industrial Bank can dial 95561, then press the No. 1 credit card button, and then press 776 to connect to the service specialist, inform the service specialist of your installment amount and installment period, and wait for the other party to process it. Receiving an invitation from Industrial Bank only means that you have passed the preliminary review. Whether you can pass or not depends on your overall strength. However, the bank will conduct a comprehensive assessment of the applicant's credit status, taking into account the applicant's credit card usage, the stability of his or her personal family life, and the holdings of additional financial resources.

To sum up, Xingxiangdai is an online lending platform founded by Industrial Bank. To use the Xingxiangdai quota, you can apply in two ways. One is to call the customer service staff of Industrial Bank to invite you, and the other is to log in to the Xingxiangdai platform and then submit the application for the loan through the borrower himself.