Not required. Activating the China Construction Bank credit card can be activated through manual customer service and official website login:
1. Manual customer service activation:
1) Activate the China Construction Bank credit card via customer service phone number;
2) Enter the card number or ID number for identity verification;
3) Enter the phone banking password;
4) Enter the "Card Opening and Password Service" function, and then press Voice prompts can be activated.
2. Activate CCB credit card through online banking. Operating environment: CCB official website browser computer: macbookpro mos14 open Google version 92.0.4515.131
1. First log in to CCB personal online banking;
2. Click "Open Card Now" on the homepage;
3. Enter the card number and ID number, and then follow the prompts to activate.
Extended information:
Classification of credit cards:
1. According to the different objects of card issuance, it can be divided into corporate cards and personal cards.
(1) Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.
(2) Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.
2. According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards.
(1) Ordinary card. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.
(2)Gold card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.
3. According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards
(1) Credit cards. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Most of these cards are used internationally.
(2) Quasi-credit card. It refers to a credit card in which the cardholder must first deposit a certain amount of reserve fund as required by the card-issuing bank. When the balance of the reserve fund account is insufficient for payment, the cardholder can overdraw within the credit limit specified by the card-issuing bank, but the overdraft part will be calculated from the day of overdraft. Interest is charged and does not enjoy the interest-free period.