(1) According to different card issuers, they can be divided into bank cards and non-bank cards

(2) According to different card issuers, they can be divided into corporate cards and personal cards

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(3) According to the credit status, status and other credit conditions of the cardholder, they can be divided into ordinary cards and gold cards

(4) According to the different repayment methods, credit cards can be divided into Credit cards and debit cards

(5) According to the different circulation scope of credit cards, they can be divided into international cards and regional cards

Credit cards are generally 85.60 mm long and 53.98 mm wide. 1mm thick special carrier plastic card with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: Billing Date) .

Credit cards are divided into credit cards and quasi-credit cards. Credit cards are issued by banks and give cardholders a certain credit limit. The cardholders can consume within the credit limit and then repay. A credit card; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the quasi-credit card can be overdrawn within the prescribed credit limit. The so-called credit card generally refers to a credit card only.