Credit cards of rural credit cooperatives provide the following repayment methods: 1, and repayment over the counter. The cardholder himself carries the original valid ID card, credit card and cash to the counter of any branch of rural credit cooperatives for cash repayment.

You apply for a loan in a rural credit cooperative, and the loan period is one year. If it is not due, you can repay it in advance. As long as you apply for prepayment, you can repay the remaining principal in one lump sum after approval.