Generally speaking, the credit line of a credit cooperative is a credit card credit line approved by the card issuer according to the credit status of the cardholder or the comprehensive credit line of the unit. The credit line consists of a fixed line and a temporary line. Credit cards of rural credit cooperatives are divided into gold cards and ordinary cards. The credit card gold card quota of rural credit cooperatives is 200,000-200,000 yuan, and the ordinary card quota is 20,000-20,000 yuan.