The interest-free repayment period of a credit card refers to the period from the bank accounting date to the due repayment date for transactions that enjoy interest-free services.

The interest-free repayment period is generally 25-56 days, with a maximum of 56 days.

Cardholders repay the entire loan at the beginning of the interest-free repayment period without paying interest on non-cash transactions.

Cash advance loans do not enjoy the interest-free period

Not all consumer transactions can enjoy the interest-free repayment period of up to 56 days. If the consumption is made on the same day, the consumption can enjoy the interest-free period for up to 25 days. If the consumption is made one day after the bill date, the consumption can enjoy the interest-free period for up to 56 days.