There is no interest on the credit card installment of Bank of Communications, only in the case of overdue repayment, minimum repayment amount and overdraft withdrawal. As long as the credit card installment function is used normally and the repayment can be made on time, there will be no interest, but there will be installment fees. Bank of Communications credit card is divided into three installments, with an installment rate of 0.93% and an installment rate of 0.8%, which are divided into 9,12,65432. Installment fee = installment principal * installment interest rate * number of installments. If necessary, you can open the credit card installment function at the Bank of Communications counter.