Current location - Trademark Inquiry Complete Network - Overdue credit card - How to be a credit card salesman
How to be a credit card salesman
question 1: is it easy for a credit card salesman to do credit card business? That is, he reports his performance to the company every morning, and then finds someone outside all day to apply for a credit card, friends, relatives, classmates, companies in office buildings and companies or factories with a large number of people. There are two problems: first, the market of credit card business in Shantou city has long been full; Second, this business hasn't been done for a long time. Basically, you are recruited for your interpersonal relationship. After all the acquaintances around you are finished, you should basically come out.

It's nice to hear from the name of the credit card business representative of a certain bank, but it's actually very bitter, some of which no one can understand. Here, I will sum up a few bitterness, but after these bitter exercises, I can quickly improve myself.

As far as banks are concerned, credit card salesmen are actually a tool for issuing cards, and banks will not give any relevant training teams. What I have seen is that after recruiting a salesman, I simply introduce the credit card situation and sales methods, and then go to work directly. Basically, half a day is enough. It is difficult for a salesman like this to go out to work, which leads to a great mobility of the salesman. < P > It seems that the management is strict. In fact, for the sake of risk, the morning meeting of the credit card salesman is actually to publish and collect the form. Such a meeting is very different from the meeting of the insurance salesman, and there is no psychological counseling and business counseling.

Income is linked to performance. Even talented salesmen will not have good performance in a short period of time without good training and counseling. So what is the bank's attempt? It's very simple. Recruited salesmen will have a certain network of contacts or relatives, so that they can kill people around them, and those who can start business and have certain performance can stay, and more will be eliminated.

If the credit card salesman adopts the mode of stranger's work, the simplest thing is to sweep the building, so sweeping the building is bound to enter the office building. Then starting from the first floor and climbing the building, he will be caught by the security guard carelessly, which is terrible and not easy.

This door is the front desk of a company. If you want to find someone to fill out the form, you must convince the front desk to get in, and the success rate of getting in is not high.

Even if you get in, there will be a few fewer people and hundreds more in a company. Who is the person who wants to apply for a card is also confused. If you use gifts as a temptation to cause a commotion in the company, your boss will definitely be thrown out if he finds out. Difficult

It seems that the cost of sweeping the building is not high. In fact, everyone does the math, regardless of the time and transportation expenses. A single form filling ceremony is close to 1 yuan, and sweeping the building is a superimposed cost. The more forms are filled that day, the lower the cost, and even the lowest one is 1 yuan.

If you set up a stall, the rent of a canteen on the second floor will be several hundred dollars a day. Imagine that you can serve several people to fill out forms at noon. If you fill out forms well, there will be at most 3 people at noon. Assuming the rent is 2, then your single meter cost is 7 yuan rent+1 yuan gift. If you know whether this meter is a card or not, counting 2% of non-approved cards, then your cost is nearly one card. I'm just doing a rough calculation. It's really difficult to be a credit card salesman.

But recently, I found a new way to get customer information. These customers really want to apply for a card, and the success rate of door-to-door card application is very high after the telephone interview. Nearly 7% of the information can be used for three cards, and I don't want to send a form filling gift. At present, the cost of developing a customer can be reduced to 3 yuan money.

question 2: I want to be a credit card salesman. how can I get in as a credit card salesman? If you mean credit card sales, many banks are recruiting credit card sales posts. However, this job income mainly depends on commission, and generally there is no bank preparation, which is all labor dispatch.

Question 3: How to be a bank credit card salesman? Is there any requirement? 1. A bank credit card salesman is required to pay money from the bank after work, but it does not belong to the establishment of the bank. 2. There will be certain task requirements every month. 3. The commission is linked to the number after the card is opened, so there is no commission for customers who only handle the card without opening it.

which bank is good depends on your local situation. Relatively speaking, the basic salary is basically the same, but the commission rate is different.

question 4: are you there? What does a credit card salesman do? Two most effective ways to apply for a large credit card

One of the most effective ways: to submit proof of property

For a large credit card, the choice of a bank credit card is irrelevant. What matters is whether your proof of property meets the regulations of this bank.

generally speaking, property certificates include: real estate, car products, wealth management products, etc. under the name of an individual.

Take Minsheng Bank as an example. Its large credit cards are divided into diamond cards (starting with a quota of 2, yuan), luxury platinum cards (starting with 8, yuan) and standard platinum cards (starting with 4, yuan).

if you provide real estate in your own name, the required conditions are: the standard platinum card requires the real estate to be worth more than 8, yuan, the luxury platinum card requires 1.6 million yuan, and the diamond card requires more than 3.2 million yuan.

however, the bank does not accept the certificate of vehicle ownership.

Guangdong Development Bank and China Merchants Bank accept the relevant certificates of vehicle production.

the second most effective way: handling cards with cards

handling cards with cards is an effective way to handle large credit cards. Taking Minsheng Bank as an example, it is not necessary to provide any additional proof of assets: the applicant is required to have used the credit card for more than half a year, and the credit limit of the card is at least 4,. The processing conditions are: the original card limit is more than 4,, and the standard platinum card can be used, the luxury platinum card can be used for more than 8,, and the diamond card can be used for more than 15,.

to apply for a large credit card, according to the standards of the bank scoring system, some conditions are used, such as good credit record, superior occupation, stable high income and high deposit.

if you can't do the recommendation card, you have to spend money to find someone.

you can contact me if you want to apply for ka and get cash.

question 5: how to be a good credit card salesman? Go through the streets and alleys of shopping malls to promote sales

Question 6: How do credit card salesmen run? Do you have any relatives or friends? . . Apply for a real one first. That is, everything is true. Ask relatives and friends for help. It's not difficult < P > to use fake information for the remaining four cards. Credit card applications need a process, and they don't come down so soon. .

it's better to ask the senior to show you, get familiar with the process, it's difficult to start an attack at first, and you'll get used to it after a long time.

You should learn to be flexible, and if he doesn't ask you for five, just five. . .

question 7: how to go to the bank to interview a credit card salesman. question 1: please introduce yourself.

1. this is a compulsory topic for the interview.

2. The introduction content should be consistent with your resume.

3. Try to be colloquial in expression.

4, to the point, don't talk about irrelevant and useless content.

5. The organization should be clear and the levels should be clear.

6. It's best to memorize it in writing in advance.

question 2: talk about your family situation

1. it is helpful to understand the personality, concept and mentality of the applicant, which is the main reason why the employer asks this question.

2. List the family population simply.

3. Warm and harmonious family atmosphere should be emphasized.

4. It is advisable to emphasize that parents attach importance to their own education.

5. It is appropriate to emphasize the good condition of each family member.

6. It is appropriate to emphasize the support of family members for their work.

7. You should emphasize your sense of responsibility for your family.

question 3: do you have any hobbies?

1. Hobbies can reflect the personality, ideas and mentality of candidates to a certain extent, which is the main reason why employers ask this question.

2. It is best not to say that you have no hobbies.

3. Don't say that you have those vulgar hobbies that make people feel bad.

4. It is best not to say that you are limited to reading, listening to music and surfing the Internet, otherwise the interviewer may suspect that the candidate is withdrawn.

5. It is best to have some outdoor hobbies to embellish your image.

question 4: who do you admire most?

1. The most admired person can reflect the personality, concept and mentality of the candidate to a certain extent, which is the main reason why the interviewer asks this question.

2. It is not appropriate to say that you don't worship anyone.

3. It is not appropriate to worship yourself.

4. It is not appropriate to worship an imaginary or unknown person.

5. It is not appropriate to worship a person who obviously has a negative image.

6. It's best for everyone you admire to be related to the job you are applying for.

7. It's best to tell what qualities and thoughts of people you admire infect and inspire you.

question 5: what is your motto?

1. Motto can reflect the personality, concept and mentality of the candidate to a certain extent, which is the main reason why the interviewer asks this question.

2. It's not appropriate to say those mottos that doctors cause bad associations. 3. It is not appropriate to say those too abstract mottos.

4. It is not advisable to say too long a motto.

5. It is best for the motto to reflect some excellent quality of oneself.

6. Refer to the answer-just find ways for success, not excuses for failure

Question 6: Talk about your shortcomings

1. It is not appropriate to say that you have no shortcomings.

2. It is not appropriate to describe those obvious advantages as shortcomings.

3. It is not appropriate to say the shortcomings that seriously affect the job you are applying for.

4. It's not appropriate to say the shortcomings that make people uneasy and uncomfortable.

5. You can name some shortcomings that are irrelevant to the job you are applying for, even some shortcomings that appear to be shortcomings but are advantages from the perspective of work.

question 7: talk about a failure experience of yours

1. It is not appropriate to say that you have no failure experience.

2. It is not appropriate to describe those obvious successes as failures.

3. It is not appropriate to tell the failure experience that seriously affects the job you are applying for.

4. The result of the experience should be failure.

5. It should be explained that I was confident and tried my best before I failed.

6. Explain that the failure is only due to external objective reasons.

7. After the failure, I quickly cheered up and faced my future work with more enthusiasm.

question 8: why did you choose our company?

1. The interviewer tries to understand your motivation, desire and attitude towards the job.

2. It is suggested to answer from three angles: industry, enterprise and post.

3. Reference answer-I am very optimistic about the industry in which your company is located. I think your company attaches great importance to talents, and this job is very suitable for me. I believe that since ... > >

question 8: is it easy for a credit card salesman? I'll tell you whether this business is easy or not. I have been engaged in this business for more than three years before, from a newcomer to a resource account manager. From the beginning, my monthly salary was only about three or four thousand to 1 thousand and above, with 161 thousand years before tax. I'm a stranger in a city, and I happen to enter a new company, and all new companies will have training, which can be said to be done without any connections. Some people say that they need a certain number of contacts to enter the industry, and they will leave when they are finished. I don't know what bank he is, but I got up step by step. In this business, you must pay attention to a few points first, or you will leave soon.

1 hard-working. Doing this business is very tiring. I have to go out to run business every day.

2 confidence. For myself and this industry, the industry is almost saturated now, and there are many peers, so we must stand the temptation.

3 strong mental endurance. Outside gossip, the management of your client company, there are many opportunities to deal with security guards in this business, and sometimes there will be conflicts with security guards.

Besides, I'm sure your business supervisor will tell you all the professional skills. If you can overcome the above most important points, just do it. If you can't do anything, don't choose this line. I left my job because of the promotion of the company, and the longer I walked, the more tired I became, and I missed my hometown a little.

finally, come on, it's hard to do anything, but you are doing well in everything. Which one are you? It depends on how you position yourself.

question 9: how can the credit card agent contact the bank? What are the requirements? There are no requirements. Many people are unwilling to do it. They are short of people. If you want to do it, search online. For example, if you want to be a Guangfa Bank in Shanghai, search for "Credit Card Salesman of Shanghai Guangfa Bank". Contact them and you will be hired. .

This industry is similar to selling insurance. It has a basic salary, but it has to complete the task, otherwise it will not be paid in full, so the basic salary is only nominal. Is to get a commission, a card 3-5 yuan.

it's hard to do. people are as mobile as insurance companies.

question 1: how to be a good credit card salesman? I used to be a credit card salesman. You need to do three things well: have a clear customer base, that is, which places or units you think you are suitable for, and then make your own efforts. A good credit card salesman has no problem with a monthly salary of tens of thousands. The key depends on whether you work hard or not.