What is the annual fee for the China Merchants Visa Mini Card?

All credit cards of China Merchants Bank charge an annual fee, which is commonly known as a management fee. The specific fee is usually determined according to the card level. Credit cards with higher tiers have higher annual fees. So, what is the annual fee for this merchant visamini card? Let’s take a look below.

China Merchants Bank has created a pocket-sized credit card for the cool people, which is the China Merchants visamini card to be introduced in this article. The card body is 43% smaller than an ordinary credit card and can be hung on a keychain or carried around the neck.

However, although the Sparrow is small, it has all the essentials. Although the card is relatively compact, it is not inferior to other credit cards of China Merchants Bank in terms of functions. It also has the rich functions of consumption, financial management, travel and protection of China Merchants Bank credit cards, and it also provides long-term benefits for customers. Cardholders are provided with various exclusive benefits.

In terms of annual fees, it should be noted that the CMB VISAMINI standard credit card is not exempt from annual fees, and there is no discount of "swipe the card 6 times in the year to waive the annual fee for the next year". The annual fee for the entire set of cards is RMB 150 per set, or 750 points can be used to redeem the annual fee for the following year (redeemed in the Credit Card Club on the official website of China Merchants Bank).

(Small and exquisite, embodying fashion; large and small dual card combination, maximum limit; exclusive benefits for brand merchants)

Some cardholders will ask, if the card is not activated after applying for it If so, will there be an annual fee? Regarding this issue, you don’t actually need to worry. China Merchants Bank credit cards, except for some high-end cards, such as platinum cards and unlimited cards, and ordinary cards such as regular cards and gold cards, do not charge annual fees if they are not activated.

However, one thing to note is that if you activate the card in the second year, the annual fee for that year may be directly charged. Therefore, it is recommended that if you feel that there are not many actual users of the card, it is best to It is better to cancel the card directly.

What is the limit of the China Merchants Visa Mini Card? How to raise the limit

The credit card limit is generally the issue that cardholders are most concerned about. The higher the limit, the more amount of money that can be overdrafted. As the first pocket card set issued by China Merchants, what is the limit of China Merchants Visa Mini Card? Let’s take a look below.

The credit card limit is what we usually call the credit card fixed limit, which refers to the maximum overdraft amount that can be used by the credit card you hold.

When applying for a credit card, the card-issuing bank will comprehensively evaluate whether to apply for a card based on the information provided by the card applicant, as well as the initial limit for applying for the card. The more sufficient supporting documentation you provide, the higher the initial limit of your credit card will be.

In addition, the credit card limit is also limited by the card level. The higher the credit card level, the higher the limit. The China Merchants Visa Mini Card is a regular card issued by China Merchants Bank, with a credit limit ranging from 3,000 to 10,000 yuan.

One thing to note is that this card is different from a standard credit card issued separately, but an additional card issued in combination with a standard punch card. Both cards enjoy the same limit. Suitable for combinations between family members. Carry the big card with you and give the small card to your parents, enjoying the same consumption limit.

(Small and exquisite, embodying fashion; combination of large and small cards, maximum limit; exclusive benefits for brand merchants)

If you are not satisfied with the initial limit, you can spend 6 Months later, apply for a credit limit increase from China Merchants Bank. The bank will decide whether to increase your credit limit based on your credit card usage.

Reminder: The credit card limit will also change according to the cardholder's use of the card. If you use the credit card more and repay it on time, you can also get the opportunity to increase the limit; after activating the credit card, you rarely use it, or If you do not repay the loan on time, the bank is likely to reduce the credit card limit; a few months after the card is issued, if the cardholder's qualifications (income or financial situation) have significantly improved, you can also update your information to the credit card center to complete the withdrawal. Forehead.

So, whether it is the initial credit limit or the limit increase, it is related to the cardholder's repayment ability and credit status. If you want to have a higher credit card limit, you need to provide as much financial proof as possible when applying for the card. When using the card, you need to swipe the card as much as possible and repay on time.

What are the ten different identification standards for types of credit cards

With the development of social economy, people’s consumption needs are increasing, and many people choose credit cards to meet their daily needs. Consumption. As the number of credit card holders continues to grow, banks are also racking their brains, hoping to develop more and more targeted credit cards to meet the needs of different types of customers. So what are the types of credit cards? There are different types according to different classification standards.

1. According to different repayment methods, the types of credit cards can be divided into credit cards and debit cards;

2. According to different card issuers, the types of credit cards can be divided into bank Cards and non-bank cards;

3. According to the credit status, status and other credit conditions of the cardholder, the types of credit cards can be divided into ordinary cards, gold cards, and platinum cards;

4. According to the different objects of card issuance, the types of credit cards can be divided into corporate cards and personal cards;

5. According to the special functions of the cards, the types of credit cards can be divided into various theme cards and student cards. , shopping cards, women’s cards, car cards, sports cards, etc.;

6. According to the shape and material of the card, the types of credit cards include standard cards, mini cards, special-shaped cards and transparent cards;

7. According to the relationship between cards, the types of credit cards can be divided into main cards and supplementary cards;

8. According to the different circulation scope of credit cards, the types of credit cards can be divided into international cards and regional cards. Card;

7. According to the settlement currency, the types of credit cards can be divided into local currency cards and cards;

9. According to the account settings, the types of credit cards can be divided into single-currency cards. And dual-currency cards, multi-currency cards;

In short, with the development of social economy, there are more and more types of credit cards, and each card is more targeted to customers. As long as you understand your consumption needs and repayment ability, it is not difficult to find a credit card that suits you. Introducing the credit card application portal, the most comprehensive credit cards are here.

What is a Mini card of a credit card?

A kind of credit card, a big card with a small card, only half of the big card has a hole that can be hung on the key, which is more fashionable . You can swipe your card at any time. There isn't much of a difference. China Merchants Bank and China Everbright had MINI cards before. I love so much. You can give the big card to your mother and take the small card yourself. No need to apply for a special supplementary card.

This concludes the introduction to mini credit cards and mini credit card sizes. Did you find the information you need?