Which business travel credit cards are worth getting? Business travelers shouldn’t miss these credit cards!

With the development of society and economy, people increasingly need to travel, whether it is for work or travel. Therefore, many people now hope that the travel rights of credit cards can be enriched, and business travel credit cards are also emerging in endlessly. So, which business travel credit cards are worth getting? Today I will introduce to you some credit cards suitable for business travelers.

You can apply for these 2 cards by accumulating air miles

Guangfa China Southern Airlines Sky Pearl Credit Card

Benefits:

1. Cardholders only need to fly Miles can be accumulated on China Southern Airlines flights, and airline miles can also be accumulated on purchases made with the card. Spending 14 yuan on the Gold Card and 10 yuan on the Platinum Card can earn 1 mile.

2. Cardholders automatically become China Southern Sky Pearl members and can enjoy various business travel, car rental, and dining discounts.

3. Cardholders can enjoy aviation insurance of up to one million, and their spouses and children can also enjoy it.

Amount:

This credit card has three levels: regular card, gold card and platinum card, so the limit ranges from a few thousand to tens of thousands, which can fully satisfy all users. .

Phoenix Miles Air China CITIC Credit Card

Benefits:

1. Cardholders can receive 5,000 PhoenixMiles for any purchase within 90 days from the card verification date mileage.

2. Mileage conversion is quite favorable. The regular card is 18:1, the gold card is 15:1, the platinum card is 10:1, and the world card is 8:1.

3. Cardholders have high insurance rights, with a maximum compensation of 1,000 yuan for a 2-hour delay and a maximum compensation of 2,000 yuan for a 4-hour delay.

Amount:

This card contains four levels, regular card, gold card, titanium card, platinum card and world card, so the limit range is very wide.

You can apply for these 2 cards to enjoy rich discounts when staying in hotels

ICBC Shangri-La Credit Card

Benefits:

1. The card adopts the " 11” mode, VISA and MasterCard can be processed simultaneously, and this card is free of foreign exchange fees.

2. Cardholders automatically become VIP Golden Circle members and enjoy corresponding levels of membership benefits.

3. Use this card to automatically accumulate Golden Circle points, which can be redeemed for free accommodation at Shangri-La, room upgrades, instant dining rewards and other benefits.

Limit:

This card belongs to the platinum card level, with a basic limit starting from 50,000, and the limit can be as high as hundreds of thousands.

CITIC IHG Credit Card

Benefits:

1. Cardholders can enjoy a 15% discount on IHG hotel accommodation and a 15% discount on IHG hotel dining.

2. Platinum Card and World Card users can receive free accommodation at IHG hotels every year.

3. The bonus points for the first purchase are 1,000 for Gold Card, 10,000 for Platinum Card, and 50,000 for World Card. You can also enjoy double points for spending at IHG hotels.

Limit:

This card has three levels, Gold Card, Platinum Card, and World Card, so the limit of this credit card is basically tens of thousands.

The above is the answer to "Which business travel credit cards are worth getting?" For business travelers, airline miles and hotel discounts are very important. Among the four credit cards summarized, some can accumulate airline miles, and some have rich hotel discounts, all of which are quite good.

A business travel credit card worth applying for - GF Zhenshang Platinum Credit Card

Many successful people often travel abroad for business and use a lot of transportation such as airplanes and high-speed rails. If you apply for a high-end platinum card, your business travel life will be greatly enhanced. Not only can you enjoy free airport VIP lounges, but you will also receive free high-value accident insurance. Here, I would like to introduce to you the GF Zhenshang Platinum Credit Card. Let’s take a look.

Guangfa Bank Credit Card is the favorite credit card of many cardholders. Its card benefits are very good, especially this Guangfa Zhenshang Platinum Credit Card, which is especially suitable for successful business travelers.

GF Zhenshang Platinum Credit Card

Card Introduction

1. Card organization: There are three types: visa, MasterCard and UnionPay

2. Unlimited use of Guangfa High-Speed ??Railway VIP Lounge (not Longteng VIP Lounge);

3. 3 times points for business travel and overseas consumption, and can be combined with GF’s frequent multi-point events;

4. Redeem Air China/China Southern/China Eastern Airlines/Hainan Airlines and Asia Miles at a ratio of 25:1;

5. Annual fee: 480 yuan, and you can spend 88 yuan on 3 transactions within 90 days after opening the card. The annual fee for the first year will be refunded, and the annual fee for the following years will be waived on a rolling basis by swiping the card 12 times.

Card Review

1. The Zhenshang Platinum Card can enjoy the Longteng High-speed Rail Lounge 4 times a year (2 Longteng Points), and can also use the high-speed rail VIP built by China Guangfa Bank unlimited times. Hall, so it is called a high-speed rail card.

2. This card has 3 times the points for business travel consumption, and the basic ratio of redeeming airline miles is 25:1, which is equivalent to accumulating 1 mile for every dollar spent. In addition, GF Card points can be redeemed for Asia Miles, which is one of the few channels in China where Asia Miles can be redeemed.

What types of Everbright Bank credit cards are there?

Ebright Bank credit cards have the following types:

1. Business and travel credit cards.

This type of credit card is mainly issued by the unit, which can help the unit improve the management of travel expenses and facilitate employees to reimburse business trip expenses. At the same time, the unit can also provide cardholders with a higher consumption limit guarantee.

2. Sports credit card.

This type of credit card is sports-themed, and its main function is to provide convenience in purchasing tickets for certain sports events, or to play sports at cooperative venues at preferential prices.

3. Charitable credit cards.

This type of credit card is usually themed around a charity activity. China Everbright Bank will make donations to the charity activity based on the cardholder’s card application or card consumption.

4. Car/gas credit card.

China Everbright Bank does not issue real car/gas credit cards. The Everbright/Wanxing co-branded credit card is only issued in Shanghai and can be used as a membership card of Shanghai Wanxing Automobile Company to enjoy car sales, insurance and other services provided by the company.

5. Credit cards for shopping and consumption.

There are many such credit cards. They are generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can be used as the membership card of the co-branded party to enjoy discounts on shopping purchases.

6. Other specialty credit cards.

The slogan of Yanhuang Credit Card is "Exclusive to Chinese all over the world". It is actually a credit card issued for high-end customers (including overseas compatriots in China). Cardholders can enjoy VIP clinics at member prices. Expert appointment, international outpatient diagnosis and treatment, appointment and other health service functions.

7. Standard credit card.

Sunshine Credit Card is a standard credit card issued by Everbright Bank. In addition to the basic functions of a credit card, it has also jointly developed a business travel service function with Ctrip. You can book travel products (air tickets, hotels, etc.) at preferential prices and swipe the card Earn double points for spending.

Extended information

1. All Chinese citizens, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, have legal and stable income, and are in good standing can apply. Apply for a personal credit card master card from the card issuer with your valid ID. Note: To apply for a card, you need to attach a work certificate, and other conditions include social security, good companies such as government agencies, vehicles, houses, etc. You can contact the specific phone number

2. Main Card Holder The primary cardholder and the secondary cardholder use the same credit limit; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transaction amounts and corresponding interest and fees of the secondary card will be credited to the primary card Account, the main cardholder is fully responsible for repaying the debts incurred under the main card and supplementary card.

3. Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic account at a financial institution in China, with independent legal person status, can open an account with the certificate issued by the People's Bank of China. Please submit license and other information to the card issuer to apply for a unit card. If you apply for a corporate card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange.

Each unit can apply for several unit cards, and its cardholder qualifications shall be designated or revoked in writing by the legal representative of the applicant unit or its authorized agent. The applicant unit shall bear all debts incurred by the unit card.

4. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the requirements of the card issuer, and sign a contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.

5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.

6. Everbright Bank credit card issuer provides cardholders with inquiry passwords and transaction passwords through designated channels.

7. After receiving the credit card, the cardholder should immediately sign the same signature as on the credit card application form in the signature column on the back of the credit card, and use the same signature when making transactions, otherwise, it will result in The cardholder is responsible for any losses.