ETC is also called electronic toll collection. After installing ETC and related social security in the car, the owner can use the fully automatic toll collection system to get on and off the expressway. ETC equipment has one car and one card, which is special for cars. You can bind a bank card or a credit card. So how is the credit card bound by ETC deducted? Let's get to know each other.

How is the credit card bound by ETC deducted?

The high-speed company sends the deduction file to the issuing bank, and the issuing bank deducts money from the bound credit card and then transfers it to the high-speed company. The deduction transaction of ETC prepaid card is not recorded in real time, and TC high-speed traffic has the characteristics of first deducting fees, so the deduction time after high-speed traffic depends on the time when ETC card issuer (high-speed party) sends the deduction settlement document to the card issuer. After ETC is in arrears, if the deduction account has enough balance/quota and the account status is normal, the system will also make up the deduction.

ETC mainly communicates with the microwave antenna in ETC lane of toll station through OBU, the front end records traffic information through ETC card, and the background completes highway traffic consumption deduction through the bound bank payment account (bank card or credit card). When ETC binds the bank card, it is necessary to ensure that there are enough funds in the bank card. If it is bound with a credit card, just make sure that there is enough credit in the credit card. After ETC deducts money from the credit card, it will form a bill, which the cardholder can pay off before the repayment date, which is equivalent to spending a sum with the credit card.