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When does CITIC's grace period expire on the third day?
Upon arrival at 20:00 p.m., CITIC Bank provides a three-day grace period for its credit card holders, and repayment before 20:00 p.m. on the third day after the repayment date is deemed as timely repayment. The grace period of CITIC Bank's credit card stipulates that if the cardholder fails to repay the credit card in time under normal conditions, CITIC Bank will automatically provide a three-day delayed repayment service.

Related information:

1. In order to ensure that the repayment amount is recorded before 20:00 on the third day, it is suggested that CITIC credit card holders adopt the repayment methods provided by CITIC Bank, such as online bank transfer repayment, ATM card transfer repayment, cash repayment at the counter of our business outlets, and mobile bank transfer repayment.

2. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited. BBVA spent 506.543 billion euros (about HK$ 5.02 billion) to buy 5% equity of CITIC Bank, or it can choose to increase its shareholding in CITIC Bank to 65.438+00.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.

3.1In March 1998, CITIC Bank signed a memorandum with the US Embassy in China. According to the memorandum, CITIC Bank's branches in Beijing, Shanghai, Guangzhou, Chengdu and Shenyang collect visa application fees on behalf of the US Embassy. The development of this business has had a positive social impact at home and abroad, and our bank is the only bank in China to carry out this business. From June 65438 to June 0998, CITIC Bank, as the only commercial bank invited by Diaoyutai State Guesthouse, participated in the reception of US President Bill Clinton and his party during their visit to China. Citic Bank has won the praise and banner of "make great efforts and provide first-class service" with its rigorous work style, standardized service standards and warm and thoughtful 24-hour all-weather service.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.