It is wrong to make up a job
We know that when applying for a credit card, the application materials submitted must be true and credible. If your job is made up, it is a breach of trust. , this approach is not advisable, so when applying for a credit card, you must seek truth from facts. If you are not qualified to apply for a card, then do not apply. Do not commit fraud, otherwise the consequences will be serious.
What will happen if you make up a false job when applying for a credit card?
When applying for a credit card, if you make up a false job, you may be able to successfully apply for the card, or you may be directly rejected. It all depends on whether the bank discovers that you are committing fraud. In reality, many people fill in their work information when applying for a credit card. Some of these people successfully applied for a credit card, while others were not so lucky and their card application was directly rejected by the bank.
If the bank does not discover that the job information you provided is false and gives you a card, it can only mean that you are lucky, because once the bank discovers that your job information is false, the credit card application will be rejected. Refusal is a minor offense, but serious cases may constitute a crime of fraud. Once the bank sues you, you are likely to go to jail.
Some people may say that the bank will not really check whether your job is true anyway, and the bank will not find out if you make up a job. In fact, this is not the case.
We know that the company address and phone number are required when applying for a credit card. Although some banks do not actually call to check whether each applicant's job is true when approving a credit card, they are There will be random checks. If you are unlucky and get selected, not only will your card application be rejected, but you may also be blacklisted by the bank, which will affect your future loan applications.
The editor of Xiaoxiao Finance reminds that it doesn’t matter if your credit card application is rejected, but it will be very uneconomical if your credit is ruined. Therefore, the information filled in when applying for a credit card must be true and trustworthy, and do not be blind. Otherwise, once the bank discovers that the information is false, the consequences will be serious.