Repayment method:
1. Mobile banking repayment: Log in directly to the Postal Bank mobile banking page, find the credit card and click to enter, then select the credit card statement and click "Repay Now". You can repay after entering the repayment amount and password.
Repayments through mobile banking or online banking can only be made using Postal Savings Bank debit cards.
2. ATM repayment: Check the credit card at the ATM self-service deposit and withdrawal machine, and then complete the credit card repayment by depositing cash into the credit card.
3. Automatic repayment: Directly open a Postal Savings Bank debit card account and bind it to automatic repayment. As long as the account has sufficient balance on the repayment date, the system will automatically repay.
4. Third-party repayment: Credit card repayment can be made directly through Union Quick Pass, Alipay or WeChat third-party payment platform, and a personal credit card account needs to be bound.
Extended information:
The Postal Savings Credit Card is a RMB credit card and a UnionPay standard card. It has all the functions and services of the UnionPay standard credit card and can be used domestically. It can be used for free consumption outside the country. The card is valid for three years and can have four supplementary cards.
According to statistics, as of October 2010, the small loan business of the Postal Savings Bank of China has fully covered all prefectures and cities, 2,100 counties, cities and major towns across the country.
In Nationwide, more than 4,500 outlets have launched this service.
In just a few years, the Postal Savings Bank of China has developed very rapidly. From the launch of its business to October 2010, the Postal Savings Bank of China has issued loans to nearly 4 million households across the country, with an amount of more than 230 billion yuan. , with an average loan of about 59,000 yuan, the Postal Savings Bank of China has issued a total of more than 150 billion yuan in rural areas at and below the county level
Principal card
Permanent annual fee exemption: main card , supplementary cards are permanently free of annual fees, free of annual fees, and you can swipe the card as you like.
You can choose any installment payment you want: "any installment" for bill installments and "pay for each transaction" for transaction installments, with no interest and low handling fees.
Double protection of password SMS:
You can activate the card through the 24-hour customer service hotline, set the transaction password and query password online in real time, or log in to online banking to activate it online in real time, which is safe and fast.
Enjoy a 50-day interest-free repayment period for consumption: The longest 50-day and the shortest 20-day interest-free period for consumption allows you to enjoy a leisurely life first.
Optional billing dates: Multiple billing dates are available for you to choose from, allowing you to flexibly arrange repayment.
Points are permanently valid: every dollar spent earns one point, and the points are permanently valid. Points transfer and point redemption allow you to easily implement various points plans.
Special services
Customers can choose the "signature password" or "signature" method for consumption, and can make changes through the customer service hotline or logging in to online banking according to their card usage habits. If you apply for SMS monthly subscription service, cardholders can flexibly set the starting amount of notification SMS according to their actual needs, monitor the changes in account funds in real time, and ensure the safety of card use.
Product Value
In the product design process, Postal Savings Bank fully draws on the functions and features of other banks’ credit card products, and closely combines them with the current business development status of Postal Savings Bank ,
“Convenience”, “affordability” and “safety” are the core values ??of Postal Savings Credit Card.
Basic functions
The Postal Savings Bank credit card is a UnionPay standard RMB credit card, with rich functions such as overdraft consumption, overdraft cash withdrawal, and installment payment; it provides a 24-hour customer service hotline, Free bill delivery, self-deduction and repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in other places, free text message reminders for large transactions, and interest-free period discounts for consumption.
Special features
The blue-green card background symbolizes peace, life and hope, injecting a relaxed, cheerful, convenient and fashionable card use concept into life.
The biggest feature of the Postal Savings Bank Credit Card is that there is no annual fee for life. After applying for a Postal Savings Bank Credit Card, customers will no longer have to worry about complicated annual fee reduction rules. Moreover, this credit card has many repayment methods: cardholders can repay through various Postal Savings Bank outlets, automatic transfers, self-service deposit machines, ATM machine transfers, etc.
Bank logo
The basic element is the ancient Chinese character "中". On this basis, the designer based on the ancient Chinese allusion of "The Wild Goose Passes the Book" to depict the flying geese. The momentum is integrated into the shape of the logo. The logo is mainly composed of horizontal and straight parallel lines. The shape and momentum combine with each other and summarize changes. It expresses the corporate purpose of serving thousands of households, as well as the corporate image of being fast, accurate, safe and reaching everywhere.
After the founding of New China, at the first national postal conference, participants agreed that green symbolizes peace, youth, exuberance and prosperity, and decided to use green as the special color for my country's postal logo.
Internationally, there are no unified regulations on what color should be used as the special postal logo color. For example, the United Kingdom uses red, the United States uses gray, Switzerland uses orange, and China uses green.