At present, the card is mainly divided into three types: Gold Card, UnionPay Platinum Card and VISA Platinum Edition, and its annual fees are also different. Gold credit card has the lowest annual fee, only 160 yuan per year, and the annual fee is free in the first year, and the annual fee can be exempted as long as you swipe your card five times in the second year, so basically you don't have to pay any annual fee as long as you use the card. As long as the cardholder swipes the 12 UnionPay Platinum Card, the annual fee will be slightly higher than the gold card. 580 yuan is free of annual fees in the first year and can also be free of annual fees in the second year. VISA Platinum Edition has the highest annual fee and 880 yuan every year, but it is free for life.

China Agricultural Bank beautiful mother credit card application conditions

Although there are mainly three versions of this credit card, the overall requirements for applicants are not high, as long as everyone's personal credit record is not obviously stained, especially in the last two years, including the last six months, the number of inquiries will not be too frequent. In addition, proof of work income should be provided to ensure adequate repayment ability. However, due to the large number of credit cards held by many small partners, even exceeding 10, this will inevitably have a certain impact on the application of credit cards. Therefore, in this case, it is best to transfer some funds to ABC, which is of great help to the audit.