1, credit card
Credit certificate issued by commercial bank or credit card company to qualified consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
2. Debit card
Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.
3. Magnetic stripe card
Card-shaped magnetic recording media use magnetic carriers to record characters and digital information for identification or other purposes. The magnetic card is made of high-strength and high-temperature resistant plastic or paper-coated plastic, which is moisture-proof, wear-resistant, flexible, convenient to carry and stable and reliable to use. For example, the bank card we use is the most common magnetic stripe card.
4. Chip card
Chip card has a large capacity, works like a microcomputer, and can have multiple functions at the same time. Chip cards are divided into pure chip cards and magnetic stripe chip composite cards, which have become the development trend of global bank cards because of their high security and multi-functional applications.
5. Foreign currency card
Credit card operators mostly belong to institutions in freely convertible countries, so there is no difference between foreign currency cards and local currency cards in such countries; However, in most developing countries, the currencies of many countries are not freely convertible. Therefore, credit cards in this currency, even if they are members of international credit card organizations, can only be issued as regional cards and cannot be used internationally.
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