Minimum repayment and installment repayment with a credit card are two ways to extend the repayment period. Bill installment is a repayment method in which the repayment period and fees are agreed in advance; the minimum repayment period is not fixed, and you can decide on your own Control the usage time, collect interest on a daily basis, and compound interest monthly. There is a handling fee for handling bill installments. Our bank provides cardholders with personalized options of 2, 3, 6, 10, 12, 18, 24 and 36 installments. There is a single-issue handling fee. The rate is 0%~1.67%. The actual rate and number of periods are subject to the system evaluation results of the application order. The minimum repayment amount of a credit card cannot be set by yourself. It refers to the minimum amount that needs to be repaid by a credit card every month and will be displayed on the credit card statement for that month. Minimum credit card repayment amount = 10% of all general transactions on the credit card account + 100% of all outstanding single installment transactions in the account + 100% of the unpaid portion of the previous period’s minimum repayment amount + 100% of all use in excess of the account credit limit Payment + 100% fee + 100% interest. If you cannot repay it all at once, you can repay the minimum payment amount on time before the last payment date. It will not affect your personal credit, but you will not be able to enjoy the interest-free repayment period. All consumption in the current period will be from Interest will be accrued on the accounting day, and the daily interest rate will be 0.05%. (If you repay in full and on time, you can enjoy the interest-free period if you use your card to make purchases)