Guangfa diy card is a credit card product launched by Guangfa Bank, which is characterized by 3 times the points of self-selected merchants, and the points can be freely used for consumption or gift exchange. A friend is going to apply for Guangfa diy credit card, and wants to know the specific points rules of Guangfa diy credit card. What are the detailed integral rules of Guangfa diy card?

Guangfa diy card integration rules

Ordinary Guangfa Bank credit card spending 1 yuan cumulative 1 minute, while using Guangfa diy credit card to swipe the card in the corresponding merchant type can get 3 times points, that is, 3 points are accumulated for every spending 1 yuan. There are three types of merchants you choose: catering, entertainment, shopping and tourism. You can check them for free. You can choose 1 for free, and 29 yuan/year fee will be added for each category exceeding 1.

If the points are deducted from the consumption, it will be converted into 65,438+00000 points. If the score is less than 65,438+00000, the redemption application will not be accepted, and the redemption score must be an integer multiple of 65,438+00000. Every 10000 points can be deducted from the consumption arrears of 20 yuan. The cumulative reward limit of monthly multiple points for Guangfa diy credit card, ordinary card and gold card is 654.38+ million points.

Note: If Guangfa diy card has bad card use behaviors such as overdue repayment or suspected cashing, there will be no multiple points discount for all transactions within this billing month. Please standardize the card use.