First, the invitation to apply for a credit card is fake.
Most credit cards require me to take the initiative to go to the bank, and the bank will not invite others to apply for credit cards, so as long as I receive such a short message, I don't have to doubt that it must be fake, so I should choose to blacken it. The bank has cooperated with a lot of loans to help pay. If you receive such information, it is likely that the purpose of these companies is to spread these deceptive short messages and then defraud customers. Bian Xiao suggested that you must protect your personal information, ignore this short message, and don't call this short message for verification. Otherwise, your personal information will only be leaked. Now, after all, it is a credit society. If your personal information is leaked, the consequences will be terrible. If you are really worried, you can directly take your bank card to the local bank card bank to consult the staff, and the staff will give a reasonable explanation.
Second, apply for a credit card
Most banks will not send this kind of information about handling credit cards to customers, because there is a big difference between handling credit cards and handling bank cards. Credit cards are handled with their own credit, so banks need to screen customers. If most people want to apply for a credit card, they need to submit a lot of information, such as information to prove their good credit or information to prove that they have funds to repay, before banks can apply for a credit card. Different people have different credit card limits. If the information provided is good or your credit is very good, then the credit card limit will often be larger.
Finally, a credit card is a card that you spend first and then repay. Most young people will apply for a credit card, which can facilitate their daily life, but don't listen to other people's rumors to apply for a credit card, especially if it is unnecessary.