The reasons for the failure of the Industrial Bank credit card application are as follows:

1. The information does not match: the application information is incomplete; the applicant does not provide basic documents; the documents provided by the applicant do not meet the requirements for acceptance. parts standard.

2. Credit discrepancy: the applicant has a record of malicious overdrafts or loan arrears in other banks; the applicant has a record of unpaid water, electricity, gas or telephone bills; the applicant is in litigation disputes Or have a bad record in the Public Security Bureau, etc.

3. Risk group: The applicant forges information or provides untrue information; anomalies are found during the credit review process (the applicant has resigned or is not his or her signature); the applicant does not exist or pretends to be someone else. Apply; the applicant is a high-risk customer, etc.

4. Incompatible qualifications: The applicant is engaged in the restricted promotion industry of credit card issuance; the applicant’s age, working years, salary income or other financial resources do not meet the required card issuance standards; the applicant for the supplementary card and the principal card The applicant's relationship does not meet the requirements; the applicant's income, work and other comprehensive factors are unstable and the risk is high, etc.

5. Other reasons: repeated application submission, or cancellation of application by the applicant himself, etc.