Will lead the court to make a default judgment. If the credit card is sued and does not appear in court, the court will make a judgment by default, which will have a negative impact on the individual. According to the provisions of the Civil Procedure Law of People's Republic of China (PRC), if the defendant refuses to appear in court without justifiable reasons, or withdraws from court without the permission of the court, he may make a judgment by default. Therefore, the parties should appear in court on time to participate in litigation activities in order to safeguard their legitimate rights and interests.