Use the bank cards of other banks to transfer the repayment to your credit card nationwide through the special repayment machine laid in public places, and the repayment amount will be restored in real time.
1, from 22: 00 every day to 0: 30 the next day, repayment cannot be made through this channel.
2. The same credit card will be repaid monthly through this channel, UnionPay online channel and other UnionPay service channels. The total number of transactions per month is limited to three, and the single repayment amount cannot be less than 10 yuan/transaction.
3. The maximum daily transaction amount of a single card is RMB 50,000.
Extended data:
There are the following repayment methods:
Intra-bank repayment: repayment methods mainly include: counter of issuing bank, ATM, online banking, automatic transfer, telephone banking, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Mobile phone repayment: Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!
Convenience Store Repayment: Convenience Store Repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Online repayment: the common online repayment methods in China are: Baidu wallet, UnionPay online, quick money,? Shengfutong, Alipay, Yifubao and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Inter-bank transfer: Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Counter-link: Counter-link refers to the bank card issued by various networked financial institutions, which conducts RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Trading Center.
Lacarra: Cardholders can complete credit card repayment, mobile phone recharge and online bill payment through convenience stores, bank outlets or terminals that purchase "Lacarra" equipment.
Xinfutong: "Xinfutong" smart credit card phone is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center and supported by the financial services provided by China UnionPay's inter-bank information exchange network.
Repayment Pass: repayment by repayment pass is generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local people's bank.
Intelligent repayment: a new industry, its main function is to use the balance of about 5% in the card to automatically cycle consumption repayment to achieve the purpose of full repayment, and charge a certain handling fee. The basic functions are bill management, local payment, card-free application, etc.
China Merchants Bank-Repayment