1 revenue
On the basis of honesty, the more the better, and remember to fill in the pre-tax income, not after tax, including five insurances and one gold, various benefits, subsidies and bonuses.
2 marital status
Married with children is higher than married without children, and married without children is higher than unmarried. Generally, being married and having children is relatively stable, and the bank will give you a higher comprehensive score.
3 Education background
A high degree is also a plus. Generally, a bachelor's degree or above will be of great help to the next certificate, and you can also improve your education through distance education after work.
4 housing situation
Self-owned housing without loans > self-owned housing with loans > unit dormitory > renting. Young people may wish to fill in the address of their parents' home if they have not bought a house yet. In addition, the length of residence is also a reference, generally stable for more than one year, of course, the longer the better.
5 contact information
Fill in the commonly used mobile phone number to ensure that you can be contacted in time during the bank audit. This is very important, because there are often card friends who have not received the phone call from the bank, so the credit card that is easy to be issued by instinct is finally rejected. Home phone is generally optional, so it is recommended to write it down. The description of general home phone has high stability.
6 working conditions
From the nature of the unit, well-known enterprises such as general civil servants, institutions, state-owned enterprises and top 500 enterprises are relatively stable, with relatively high applications. At present, the working experience of the unit is also an important reference, and it will take six months to one year to apply.
7 mailing address
It is recommended to choose the address of the company. The introduction shows that you do work here and will not run away at any time.
8 ID card validity period
If the validity period of the ID card is coming and the approval rate is not high, it is recommended to change the ID card before applying.
9 bank account opening
If you have enough time, you might as well deposit in the bank for three months before applying for 1-3 months. The quantity depends on the quantity you want. If there is no special requirement for the amount, you can generally deposit1-30 thousand for three months.