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Which is more cost-effective, credit card installment or minimum monthly repayment?
1. If it is a Ping An credit card, you will pay the minimum repayment amount on time according to the bill, which will not affect the credit record and will generate interest; If the credit card bill is not repaid in full and on time, the interest will be calculated one by one according to each consumption in the bill. Generally, it will be calculated at 0.05% per day from the second day of credit card consumption until the transaction is returned to you, for example, 654.38+00000 yuan, with daily interest of 5 yuan;

2. There are many stages of Ping An Credit Card. The actual rate of installment fee is differentiated pricing according to the actual use of the card by the cardholder. You can log in to Ping An Pocket Bank APP- Credit Card-Installment Loan Inquiry.

If you need to consult Ping An Bank's credit card business, you can click the link below to select the online customer service icon-credit card or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation.

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Reply time: 202 1-09- 15. Please refer to the latest business changes announced by Ping An Bank in official website.

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