What is the content of the text message received after canceling the ICBC credit card?
The text message for canceling the card is as follows: Your credit card with the last number xxxx has been cancelled. If there is any excess deposit in the card, you can carry it with you. The card and ID card can be collected at any Bank of Communications counter 45 days later, and the remaining points in the card will be reset to zero.
Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
Credit card is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and ATM cards in that credit cards will not directly deduct funds from the user's account.
Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with special organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.
How to cancel the SMS reminder service with a credit card
To cancel the SMS service fee with a credit card, take ICBC as an example. The operation process is as follows:
1. Open the ICBC APP.
2. After opening the homepage of ICBC, click the Personal Online Banking Login button on the left to open the login page, enter your credit card and Online Banking login password, and then click Login.
3. After logging in successfully, find and click on ICBC Messenger.
4. Then click My ICBC Messenger in the ICBC Messenger list on the left. Then you can see the SMS notification service you customized. Click the terminate button in the operation.
5. Enter the six-digit password you set and click OK.
Operating environment:
Brand model: iPhone13
System version: iOS15.4
App version: v7.0.1.2.5
Industrial and Commercial Bank of China (INDUSTRIALANDCOMMERCIALBANKOFCHINA, ICBC for short) was established on January 1, 1984. The head office is located at No. 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.
The basic mission of ICBC is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.
In February 2017, BrandFinance released the list of the top 500 global brands in 2017, with Industrial and Commercial Bank of China ranking 10th.
On June 20, 2018, the "China's 500 Most Valuable Brands" analysis report was released, and ICBC ranked 4th.
In July 2018, the British "Banker" magazine released the list of the top 1000 global banks in 2018, with Industrial and Commercial Bank of China ranking first. In 2018, Fortune ranked 26th among the world's top 500 companies. On December 18, 2018, the "Top 500 World Brands 2018" compiled by the World Brand Laboratory was announced, and ICBC ranked 43rd. On June 26, 2019, eight banks including the Industrial and Commercial Bank of China were among the first to launch online enterprise information verification systems.
In July 2019, it was selected into the 2019 Fortune Global 500, ranking 26th. In December 2019, ICBC was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, the People's Daily released the China Brand Development Index 100 list, and Industrial and Commercial Bank of China ranked 9th.
On January 4, 2020, it won the "Sustainable Development Effectiveness Award" of the 2020 Finance Evergreen Award. In March 2020, it was selected as the 6th among the top 500 global brands in 2020. In August 2020, the Fortune Global 500 list was released, and Industrial and Commercial Bank of China ranked 24th. On September 28, 2020, it was selected into the 2020 Top 500 Chinese Enterprises list, ranking fifth.
How does Agricultural Bank of China cancel SMS notifications?
Hello, since the account types are different, please choose the cancellation method according to the type of Agricultural Bank of China account you are using:
1. Debit card SMS notification cancellation channel: (1) Palm Banking : Please log in to the Palm Bank APP, click "Homepage All → Assistant - SMS Notification → Maintenance/Logout" (during operation, clear all bound mobile phone numbers displayed on the page), close the debit card SMS notification, and there is no need to verify K Bao, K order. (2) Online banking: Please log in to personal online banking, click "Security→Message Service→Logout", close the debit card SMS notification, and verify the K treasure and K order. (3) Counter: The card owner is required to bring his or her valid ID and bank card to any Agricultural Bank of China branch nationwide for processing. Warm reminder: If you are notified by SMS that the fee is in arrears, you must pay the fee before you can cancel. Fujian Province (excluding Xiamen) currently does not support cancellation of mobile banking and online banking channels (the criterion is based on the registration place of the electronic banking channel).
2. Credit card SMS notification cancellation channel: Please log in to the Palm Bank APP, click Home Page - Credit Card - Card Manager - SMS Service or call our credit card center hotline 4006695599 to cancel the credit card full balance transfer SMS reminder service.
3. Enterprise SMS notification cancellation method: The following application materials are required to be provided to the account opening bank: (1) "Electronic Banking Service Application Form (Enterprise)". The content of the application form must not be altered, and the account to be registered must be stamped. The seal and official seal of the enterprise shall be retained, and shall be signed and sealed by the legal representative or authorized agent of the enterprise. (2) A copy of the legal representative’s valid identity document. (3) Original and copy of the handler’s valid identity document. (4) "Legal Person Authorization Letter", signed and sealed by the legal representative or authorized agent of the enterprise, and stamped with the official seal of the enterprise. When the legal representative handles the matter in person, there is no need to provide a "Legal Person Authorization Letter"; when an authorized agent handles the matter in person, there is no need to provide a "Legal Person Authorization Letter", but a copy of the legal representative's letter to the authorized agent is required. Original and copy of authorization document. Warm reminder: (1) The enterprise will notify the mobile phone number via text message, and the unbound mobile phone number will receive a deregistration SMS prompt; (2) If the enterprise messaging service is in arrears when deregistering, payment must be made before deregistration.
(Answer time: April 25, 2022. In case of business changes, please refer to the actual situation.)
How do rural credit cooperatives cancel credit card SMS reminders?
The following three methods can be used to cancel the mobile phone SMS reminder of the Rural Credit Cooperative Bank.
1. Bring your bank card and ID card to the counter of the rural credit cooperative and ask the staff to cancel the SMS service.
2. You can cancel the SMS reminder service through the counter of the business outlet.
3. You can manually cancel the SMS reminder service by dialing the credit union’s phone banking.
The SMS service is a service that rural credit cooperatives provide customers with accurate and timely account change notifications, loan repayment notifications, account balance inquiries and other services through mobile phone text messages. The SMS system proactively responds to customer account changes. All notifications sent to contracted customers are automatically sent by the system. Generally, there are the following types of notifications:
1. Account balance change reminders.
2. Reminders for loan disbursement, repayment date, loan repayment deductions and loan overdues.
3. Reminders for financial product sales, purchases, redemptions, principal recording, and income recording.
4. Card/discount password modification reminder, card/discount loss report reminder.
5. SMS service signing/cancellation reminder.
6. Birthday wishes and greetings to customers.
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Rural Credit Cooperatives (Rural Credit Cooperatives, Rural Credit Cooperatives) refer to establishments approved by the People’s Bank of China, composed of members as shareholders, practicing democratic management, and mainly members Rural cooperative financial institutions that provide financial services. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with the provisions of national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on them. Rural Credit Cooperatives are divided into the following departments, Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department currently under the dual leadership of the China Banking Regulatory Commission and the State Council.
That’s it for the introduction of credit card cancellation SMS reminders.