CCB’s dual-currency visa UnionPay credit card can be used for card transactions in Thailand, and there is no handling fee for overseas card transactions. But there are currency conversion rates. The specific exchange rate is calculated based on the exchange rate of the day's transaction. If the merchant can support UnionPay, you can use UnionPay channels for card transactions.

According to the provisions of Article 13 of China Construction Bank's "Credit Card Articles"?

The cardholder can use the logo of the credit card organization or company on the card (UnionPay single logo, UnionPay/VISA, UnionPay/MasterCard, UnionPay/JCB double logo), can be consumed at domestic and overseas special agencies with the acceptance logo and other special agencies designated by the Bank. At domestic and overseas credit card organizations or companies, cash withdrawal outlets or belts designated by the Bank, Cash withdrawals and other services at ATMs with their acceptance logo.

Foreign currency single-label credit cards issued by credit card organizations or companies such as VISA, MasterCard, JCB, etc. can only be used outside China. Travel cards cannot be used to withdraw cash within the country, and cash withdrawals abroad must not exceed the limit specified by the bank; cash withdrawals cannot be made within the country or abroad with the purchasing card.

Extended information:

Relevant provisions of the "China Construction Bank Long Card Credit Card Acceptance Agreement"

Party A may apply to Party B to use RMB to purchase foreign exchange to repay the credit card's foreign currency debt. For payment, the applied exchange rate for foreign exchange purchase shall be based on the spot exchange selling price of the corresponding foreign currency in the spot foreign exchange settlement and sales price announced by Party B on the day. If it has not been announced on the day, the exchange rate announced on the previous day shall prevail.

The agreed exchange rate for the account's foreign exchange purchase and repayment shall be the spot foreign exchange selling price published by Party B on the day before Party B's deduction date. If Party A uses the credit line to purchase foreign exchange for repayment, the portion of the credit line used will be withdrawn as cash, and interest will be accrued from the date of foreign exchange purchase.

Baidu Encyclopedia-Dragon Card

China Construction Bank-Credit Card Regulations