Credit cards do not have transfer functions. As long as you have a debit card with the same name issued by the credit card issuing bank, you can directly transfer the credit card money to the debit card. However, please note that transferring the money from the credit card to the debit card is equivalent to withdrawing cash from the credit card.
You can transfer money from your credit card to your debit card through the following 3 ways:
1. Online banking transfer: Log in to the bank's official website, click Online Banking to log in; fill in the correct user name and password Complete the login; select Transfer - Peer/Inter-bank Transfer, fill in the payee information correctly, click Submit and enter the mobile phone verification code and dynamic password correctly to complete the operation.
2. ATM machine transfer: Insert the bank card into the ATM machine, enter the password to log in; select transfer, enter the payee account number, and click OK; confirm the payee account number, enter the transfer amount, and click OK. Can be completed.
3. Transfer at the counter: Bring your ID card and bank card to the counter to transfer money.
With the development of the market economy, enterprises, companies or individuals have an increasing demand for loans, but there are still many things about loans that are unclear to us ordinary people. Here I will summarize some basic financial knowledge about loans for everyone, so that everyone can learn from each other.
Loans seem to be a very simple matter, just borrow money from others, and then pay back the money plus interest. In fact, lending is a very professional and technical job. If you don’t know some financial knowledge, it is easy to get a loan that is not what you want. In order to help everyone better learn and understand loan-related knowledge, we have summarized ten points of basic loan knowledge.
1. What are the common forms of loans, and what are their characteristics and advantages?
Loan forms are divided into two categories: "credit loan and mortgage loan".
2. What is the difference between "lender" and "borrower"?
In lending behavior, most people do not know what a "lender" and a "borrower" are.
Lender: refers to a person or financial institution that uses credit funds or its own funds to issue loans to borrowers in lending activities, generally refers to commercial banks and central banks.
·Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender by using its own credit or property as a guarantee or a third party as a guarantee in credit activities.
To put it simply, when you borrow money from a bank, you are the borrower and the bank is the lender.
3. What are the common repayment methods?
Common repayment methods include: equal amounts of principal, equal amounts of principal and interest, one-time repayment of principal and interest, and interest first and principal later.