How to view the credit line of CCB

Official website: Log in to the official website of CCB Credit Card to inquire about the credit line of the credit card.

mobile banking: log in to the mobile banking of China Construction Bank and go to the credit card page to check the credit limit.

WeChat official account, a third-party payment software: Pay attention to "China Construction Bank" in WeChat official account, and check the credit limit through the bottom menu bar after the card is tied;

customer service hotline: directly dial the credit card customer service hotline to check the credit card limit.

Bank outlets: Bring your personal ID card to the CCB outlets and ask the staff to help check the credit limit of the credit card.

Functions of credit card:

1. Being able to overdraw and spend money without depositing money on a credit card is the most basic feature of a credit card. If you can't overdraw, it is not a real credit card.

2. Interest-free repayment period: there is an interest-free repayment period for a certain period of time after credit card consumption. As long as the corresponding consumption amount is returned to the bank during this period, the bank will not charge interest. Under normal circumstances, the interest-free repayment period is about 5 days.

credit card:

according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, a credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate). On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

How to inquire about the credit limit of CCB

There are the following kinds of inquiries about the available credit limit:

1. You can inquire about your credit card limit by sending a text message "CCED# last 4 digits" to 95533 using the mobile phone number you filled in when applying for a credit card;

2. You can check your credit card limit through the ATM of CCB;

3. After opening the online banking of China Construction Bank, you can log in to the online banking of China Construction Bank to check your credit card limit;

4. You can manually check your credit card limit at the counter of China Construction Bank;

5. You can call the customer service hotline of China Construction Bank at 482588 to inquire about your credit card limit

In addition, we can inquire as follows through SMS:

Inquire about the current bill of China Construction Bank's credit card: the last four digits of CCZD# are sent to 95533 to inquire about the amount and repayment date of the latest bill of the designated card;

inquiring about the credit card balance of CCB: the last four digits of CCYE# are sent to 95533, so that the account balance of the designated card can be inquired up to the time of texting;

inquiry about credit card points of CCB: send the last four digits of CCJF# to 95533, and you can inquire about the points of the designated cards and the total points of the cards under your name as of the day before sending the text message.