Use cards reasonably, increase the number, frequency and diversification of consumption. Even if there is a cash demand, the credit card limit should be flexible and cannot be used up at one time.
Extended data
In the process of using the credit card, I suddenly received a short message from the bank, telling me that "there are risks in your credit card transaction at present, please use it in a standardized way". If it is, it is "concerned" by the banking system, which is called "risk control" in daily life-literally, it is credit card risk control.
Credit card risks mainly include: credit risk, fraud risk, special merchant risk and interest rate and exchange rate risk.
With the large-scale outbreak of bad credit cards, banks began to shrink their credit card business urgently, and adopted measures such as setting too high a threshold and reducing the credit card quota, and the risk control of banks became more and more strict.
Ping An Bank's credit card services are as follows:
1. Card loss and 72-hour card loss protection.
The cardholder dials 955 1 1-2-3 (platinum VIP line 40088955 1 1), and the report of loss can be quickly completed with one phone call. After the loss reporting procedure is completed, the new card will be sent to the cardholder's receipt address in two working days.
2. The card is damaged.
When the credit card can't be used due to damage, breakage, vague signature, wrong printing format of business card, demagnetization of magnetic stripe, etc., you can call the 24-hour service hotline 955 1 1-2 (Platinum VIP hotline 40088955 1 1) to apply for card replacement. After verification, the customer service specialist will repair the damage for you.
3. The card has expired.
The validity period of a credit card generally does not exceed 10 years. The expiration date is displayed on the front of the card. If you don't apply for non-renewal one month before the expiration of the card's validity period, the bank will issue you a new card, and the new card will be sent to your billing address without any formalities.
4. Card cancellation.
If you decide to cancel our credit card after consideration, you can call our credit card service hotline 955 1 1-2 (Platinum Card VIP Line 4008895 1 1), and the customer service specialist will handle the relevant card cancellation procedures and business for you. Card cancellation takes effect immediately (your credit card will also lose its rights). After cancellation, please cut it along the magnetic stripe of the card and destroy it.
5. Overseas emergency support services.
If you encounter an emergency abroad, you can call the 24-hour overseas emergency support center of the bank card organization according to your credit card type, and immediately get the global emergency support service provided by the bank card organization.
Ping an bank card service
Baidu Encyclopedia-Ping 'an Credit Card