2. Inquire through the credit card account opening letter. The credit card account opening letter mailed with the credit card has a detailed description of the annual fee standard and charging method. You can know your annual fee by opening a letter with a credit card.
3. Ask via WeChat. Pay attention to "Bank of Communications credit card payment", bind your own credit card and reply to the "annual fee" query.
Bank of Communications credit card annual fee standard Bank of Communications main card annual fee: Platinum card annual fee 1000 yuan, Gold card dual-currency card annual fee 200 yuan, Puka dual-currency card annual fee. Annual fee 140 yuan. The annual fee for a single card of Puka is 50% of the annual fee for a secondary card of 80 yuan. Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals, pursue life and career, know how to enjoy, are more willing to struggle, and sometimes need to study, do business, study abroad or travel abroad". Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product developed by Bank of Communications by introducing advanced technology and management from HSBC. Integrate the advantages at home and abroad, advocate a brand-new consumer culture and credit card experience with the theme of "China Global Card", and provide preferential and caring services worldwide.
Bank of Communications credit card friends introduced in detail the annual fee standard and annual fee-free policy of Bank of Communications credit card: the annual fee for the first year is automatically charged and credited to the RMB account credit card, and the credit card application is successful on the first billing day, regardless of whether the account is activated or not; The annual fee for the next few years will be automatically charged on the corresponding billing date. At present, the annual fee policy of Traffic No.1 Credit Card is free in the first year, free in the second year, and can be spent six times in the first year. Free annual fee in the third year, swipe your card 6 times in the second year, and so on. Whether the Bank of Communications credit card is activated or not, the annual fee for the Bank of Communications Pacific dual card is 140 yuan, and the annual fee for the gold card is 200 yuan. Therefore, in order to activate your credit card in time, please cancel the card that is no longer used immediately to avoid unnecessary expenses.
Credit card is a credit certificate issued by commercial banks or credit card companies to consumers with credit qualifications. It is a card with name, expiration date, card number and cardholder's name printed on the front, and magnetic stripe and signature strip printed on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Laws and regulations related to credit cards in China (explained by NPC Standing Committee in People's Republic of China (PRC) Credit Card Criminal Law) refer to all or part of the functions of consumption payment, credit loan, transfer settlement and deposit and withdrawal of payment cards issued by electronic commercial banks or other financial institutions.
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