In other words, if you see the balance of the previous period on the bill, but there is no deposit record in the transaction details of the current bill, it means that you didn't pay back the money last month. If there is a deposit in the current transaction details, it means that you still owe money from last month.
For example, the balance of last month was 1800, and there was a deposit of 2000 in this month's bill, which means that it was overpaid by 200. If you spend 1000 this month, you will see that the balance of this bill says 800; ? Every bank bill will write down the formula of how to calculate it. Just take a closer look.
Extended data:
Credit card balance: a "-"sign in the balance indicates that your current balance has a balance; There is no "-"sign in the balance, which means that your current credit card balance has been overdrawn.
For example, when the current credit card balance is "0", it means that your credit card limit is not overdrawn; When the available balance of the credit card is "9000", it means that the card still has this limit for overdraft or consumption; Suppose your credit card limit is "9000" and you overdraw 1000, then your current credit card balance is "-8000" and your credit card available balance is "8000".
Credit card available line: available line refers to the unused credit line of credit card. Calculation method: available amount of credit card = credit limit-unsettled paid amount-accumulated used unrecorded amount.
When the credit card balance is negative, the cardholder should also pay attention to the following matters:
1, all accounts should be settled before the credit card is cancelled, and the overpayment should be settled by cash withdrawal or credit card;
2. Overpayment by credit card means overpayment, and the ownership of money should belong to the cardholder;
3. Many banks have to charge an extra fee for withdrawing the excessive repayment of credit cards. For example, the overpayment of CCB credit cards is free in different places.
4. After the credit card transaction is cancelled with points, the points will be invalid;
If this credit card has many points, you should exchange gifts first, and then cancel this card. If the points are less, you can directly return the card.
6. Credit card cancellation cannot be handled at outlets. You can only contact the credit card center indicated on the back of the card by phone to apply for card cancellation.
Baidu encyclopedia-credit card billing statement