It is true that credit cards do not require interest payments.

Credit cards usually charge interest, and if the cardholder fails to repay the credit card balance on time, interest will accumulate. However, some credit card companies will provide an interest-free period, which means that cardholders do not have to pay interest for a specific period of time. This is often done to attract new customers or encourage cardholders to make large purchases within a certain period of time. However, once the interest-free period ends, interest will begin to accrue on the outstanding balance. So while credit cards are sometimes interest-free for a period of time, you still have to pay back the interest eventually.