First of all, Rural Commercial Bank’s 15% discount on ETC is not the lowest, but it can save a lot of gas costs for users who often run long distances.

However, the National Development and Reform Commission and the Ministry of Transport stipulated that the issuance of stored-value card ETC will be stopped and gradually replaced by credit card ETC.

Due to the geographical restrictions of rural commercial banks, handling fees will be charged when cross-bank or off-site transactions are required, and the installment repayment handling fees may be higher than those of state-owned banks.

Many people do not know the discount offered by Rural Commercial Bank etc. The condition of Rural Commercial Bank etc’s 15% discount is that users who apply from January 1, 2017 can enjoy the 15% discount of Rural Commercial Bank etc ( Discounts vary slightly in different regions). According to national regulations, vehicles that are not equipped with ETC in 2020 may not be able to enjoy the holiday pass discount and free policy.

Rural Commercial Bank etc. preferential activities: ① One-stop outlet service, free OBU equipment when opening a card; ② Applying for the Rural Commercial Bank Sutong Card debit card for the first time, you can enjoy Rural Commercial Bank’s exclusive high-speed toll discount (For details, please consult the local rural commercial bank); ③ Use the charge card first and then pay. The toll generated will be credited to your credit card bill at a preferential price, and you only need to repay it monthly.

Does Rural Commercial Bank etc charge annual fees?

Rural Commercial Bank etc credit card is free of annual fees. To install Rural Commercial Bank etc, you can go to the local Rural Commercial Bank etc service outlet to install it. For those who don’t know Rural Commercial Bank branches can call the local Rural Commercial Bank customer service hotline for consultation, or dial 114 for enquiries.

As for the recharge of the Rural Commercial Bank ETC card, in fact, the Rural Commercial Bank ETC debit card is used first and then paid. The toll generated will be credited to your credit card bill at a preferential price. You only need to pay monthly Just repay. Others are concerned about the problem of ETC card theft. In this regard, rural commercial bank ETC cards are divided into two types: stored value cards (blue) and debit cards (yellow). However, simple industry application cards do not have financial functions, so flash There is no security risk for payment, password and visa exemption.

The ETC processing process of Rural Commercial Bank

The following is the ETC processing process of Beijing Rural Commercial Bank:

Materials that need to be prepared

1. Original and copy of ID card;

2. Work certificate must be stamped with the official seal of the unit;

3. Proof of financial resources, including bank salary records, income tax withholding vouchers, or housing, Car, deposit and investment market value certificates and other documents that can prove your financial level;

4. Finally, just bring your driver's license to a rural commercial bank near Beijing to apply.

Application process

1. Bring the above materials, drive the vehicle that needs to be applied for to the Beijing Rural Commercial Bank ETC service outlet, successfully apply for and activate the Beijing Rural Commercial Bank etc card (Phoenix Express) Pass credit card), and set the credit card transaction password;

2. Handle the Phoenix Express Card ETC signing business, fill in the relevant signing business application form and three-party agreement, and bind the Phoenix Credit Card account of Beijing Rural Commercial Bank as payment The expressway and other expressway companies authorize the designated debit account for consumption terminal fees. If you need to entrust someone else to handle it, you must also provide a valid ID card of the agent.

3. Finally, to install the electronic tag, you can go to one-stop business outlets of Beijing Rural Commercial Bank or the business hall outlets of SpeedTong Company to activate the Phoenix Speed ??Card and install the electronic tag.