1. Credit card overdue is a criminal offence: the criminal offence involved in credit card overdue is fraud. According to the relevant provisions of the criminal law, the crime of fraud refers to the act of fabricating facts or hiding the truth for the purpose of illegal possession and deceiving others' property. The overdue credit card of 5, yuan belongs to the act of fabricating facts or hiding the truth, deceiving the bank to obtain money, so it can constitute the crime of fraud.
2. Judgment factors: The severity of judgment results is influenced by many factors. These factors include overdue amount, past credit history, whether there is malicious overdue and whether there is a willingness to repay. Generally speaking, the larger the overdue amount, the more serious the act of defrauding the bank to obtain more property, and may face a longer prison term.
3. The scope of relevant sentence: The specific sentence should be determined according to the provisions of the law and the court's discretion. The term of imprisonment for credit card fraud is generally between 3 and 1 years. However, please note that this is only a general scope, and the specific judgment result will be affected by other factors.
Summary:
5, overdue credit cards of CCB may be regarded as the crime of credit card fraud, and the term of imprisonment is generally between 3 and 1 years. However, other factors should be considered in the final judgment, such as overdue amount, credit history and willingness to repay.
Extended information:
Overdue credit cards not only involve criminal offences at the legal level, but also have a negative impact on personal credit records. Overdue repayment will lead to a decline in credit rating and limit individuals' access to future credit opportunities. Therefore, it is very important to repay the credit card arrears in time.
Please note that the above is a general explanation of how many years the credit card of CCB is overdue by 5, yuan. The actual situation will vary according to specific cases and court decisions. If you are faced with such problems, please consult a professional lawyer for accurate legal advice.