Alipay officially stated that the charging rules are as follows:
1. A number of Alipay real-name accounts under the same ID card share a basic free quota of 20,000 yuan for life (including transferring money to a bank card and withdrawing account balance). After exceeding the quota, the service fee shall be charged at 0. 1% of the excess amount, with a minimum of 0. 1 yuan per transaction.
2. At present, there is no basic free quota for non-real name accounts, and the service fee is 0. 1% of the card transfer amount, with a minimum of 0. 1 yuan/transaction. In order to provide better service, it is suggested to complete real-name authentication as soon as possible.
Tips for charging rules:
1. If the basic free quota is used up, real-name users can use ant points to redeem the free quota on Alipay (1 points = 1 yuan free quota).
2. There is no charge for transferring money from mobile phone operation to Alipay account, credit card repayment and balance treasure page transfer to bank card.
3.6 10-6 12, the balance treasure payment is not supported when transferring money from the computer to the card, and there is a charge for transferring money from the mobile phone to the card.
Extended data:
People's Daily Online, Beijing, September 12 (Zhao Yue) At noon today 1, Alipay's official Weibo announced that from 20161June 12, Alipay will charge 0 for withdrawals from individual users that exceed the free quota.
As for the reasons for the charges, Alipay said that "the comprehensive operating costs have risen rapidly" and the withdrawal rules were adjusted to alleviate some cost pressures.
Alipay said that Alipay's cash withdrawal involves two functions: "cash withdrawal to my bank card" and "transfer to someone else's bank card". According to the adjusted rules, Alipay will also charge 0. 1% of the withdrawal amount for the part exceeding the free amount, and 0. 1 yuan for the part with a single service fee less than 0. 1 yuan.
Alipay-Description of Charge Rules for Transfer Products
People's Daily Online-Alipay will withdraw 20,000 yuan for free from next month 12.