Is it true that when an intermediary handles credit cards, it ignores overdue credit cards, ignores rejections, and ignores inquiries and approves credit cards instantly?
It must be fake. The credit card approval conditions require review of the user's comprehensive information:
1. First, citizens who are over 18 years old and have civil capacity are required.
2. It is required to have a stable income and provide proof of income, firstly to prove the ability to repay, and secondly to use it as a reference for setting the credit card limit. If you have successfully applied for a credit card, you can use the card to apply for a card, and the process will be much easier.
3. The personal credit report must be good and have no bad records.
4. Whether you can successfully apply for a credit card is also related to your occupation. For example, security, self-employed, farmers, etc. are more difficult to successfully apply for. However, I learned that some banks have launched “Benefit Cards” for farmers.
5. Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card processing services specifically for college students. This is to apply for a credit card unconditionally. College students only need to bring their personal documents and student ID cards to the bank to apply for it.
6. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or have a local household registration. , a guarantor working locally.
So the intermediary’s claims of ignoring overdue credit reports, ignoring credit reports, etc. are basically false. They are just marketing words, so don’t believe them.
Can a black account apply for a credit card
If you meet the application conditions for a China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit. If you are interested in China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following four ways: 1. Please log in to the credit card website and select "Apply for Credit Card" - "New Customer Application"; 2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate document; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer The service specialist will register you and notify our local staff to contact you to confirm your application. 4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version. Please note that the credit card status will be subject to the final review result.
How to apply for ICBC Cabbage Credit Card? The best guide to help you get the card
Many card friends were so excited when they found out that ICBC’s Cabbage Credit Card was back on the scene, because it was a dual-currency platinum card from Cosmos Bank, which was very rare. Want to know how to apply for the ICBC Cabbage Credit Card? Let me give you the best strategy.
First of all, to apply for the ICBC Cabbage Credit Card, you need to meet the following excellent application conditions:
1. Have a large overseas consumption demand, and have the corresponding financial strength and repayment ability ;
2. The star rating in ICBC is six stars (inclusive) or above;
3. Have a large amount of deposits or financial products in ICBC, preferably long-term ;
4. Belong to ICBC financial VIP customers and bank customers.
Then, choose the appropriate channel to apply for the ICBC Beishan Credit Card:
The ICBC Beishan Credit Card is a high-end product with rich rights and benefits. If you want to get started smoothly, you can according to your own needs. For actual credit conditions, choose the following two methods:
1. Incoming items from outlets
It is more suitable for customers who have little advantage in the industrial star level but have strong financial resources, and bring sufficient application documents. Card information can be obtained at the counter.
2. ICBC e-Life APP
The applicant’s star rating in ICBC is relatively high, 6-star or 7-star, and he or she is an ICBC wealth management VIP or private banking customer. Shen can also place a card.
How to apply for the ICBC Baicai Credit Card? Through the above introduction, cardholders have mastered the skills in two aspects. There should be no big problem in getting one smoothly. The application conditions are hard and indispensable.
What is the full name of ICBC Black and White Vegetable Card? What are the privileges?
What is the ICBC WeChat Credit Card?
A credit card that focuses on points benefits.
How about ICBC WeChat Credit Card? What is the credit limit? The newly launched WeChat credit card of ICBC has attracted a lot of attention as soon as it was launched and has become the subject of hot discussion among many card friends recently. So, how about the ICBC WeChat credit card? What's the amount?
How about ICBC WeChat Credit Card:
This WeChat Credit Card of ICBC is a multi-currency credit card with 11 accounts. They are also divided into UnionPay cards and MasterCard cards.
The card surface of ICBC WeChat Credit Card
This credit card is mainly divided into black and white, with a simple and elegant style. The white version belongs to the UnionPay series, while the black version belongs to the UnionPay series. MasterCard series.
Benefits of ICBC WeChat Credit Card
Because this credit card belongs to two card organizations, the various rights and interests will be different.
The benefit of the UnionPay series is that you can get 1.5 times the points when you bind WeChat consumption. For example, if you use this credit card to bind WeChat to spend 1,000 yuan, you can get 1,500 points.
The benefit of the MasterCard card series is that you can get up to 21 cash back on overseas purchases, and there is no foreign exchange fee.
Of course, in addition to the benefits of using this card, you can also get Himalaya membership gifts, new customer rewards and other benefits when applying for this ICBC WeChat credit card.
What is the limit of ICBC WeChat Credit Card? Let’s first take a look at the ICBC credit card limit:
1. Regular card
The limit of an ICBC credit card for a regular card is generally between 1,000 and 10,000 yuan.
2. Gold Card
The limit of ICBC Credit Card Gold Card is generally around 10,000 to 50,000 yuan.
3. Platinum Card
The limit of ICBC Credit Card Platinum Card is generally more than 50,000 yuan.
ICBC WeChat Credit Card belongs to the Gold Card Series of Industrial and Commercial Bank of China, so if you apply for this WeChat Credit Card of ICBC, the approved credit limit is generally between 10,000 and 50,000 yuan. And because banks approve credit card limits based on the applicant's comprehensive qualifications, the better your credit, the higher the credit limit will be.
ICBC WeChat Credit Card is a gold card of Industrial and Commercial Bank of China, so if you apply for this credit card, the limit is usually about 10,000 to 50,000 yuan. The specific amount depends on the applicant's qualifications. You can use the above method to check.
What are the loans that do not require a credit reference?
Loans that do not require a credit check include Jiebei, Kuaidai, Paipaidai, Credit Wallet, Cash Bus, Qingqin Small Loan, Dafei Cloud Loan, Wolaidai, Mobile Loan, Yongqianbao, You Wo Loan, Zhijian Loan, Cao Cao Loan, Malt Loan, Flash Silver, Magic Lamp Small Loan, Jiufu Dingdang Loan, Momo Loan, Magic Cash, Give You Flowers, _Silk Loan, 51 Personality Loan, Rong360 Moonlight Zu, You and Me Finance, Xintong Dai, Spend 100 Million Yuan First, Are You Short of Money, Jianghu Emergency, Hi Money, Money Station, Turn Right, Copper Coin Loan, Borrow Money Quickly, Didi Haodao, Dingjidai, Wanda Loan, Meijian, Lebaodai, Want to borrow money, Kuaijin, Quick Loan Bear, Sweet Orange Small Loan, Blue Collar Loan, Mavericks Loan, Puhui Express, Atomic Loan, mo9, Renrendai, Xinshan Loan, HiMiao Wallet, Flash Loan, Dumiao Loan, Xiaohua Wallet, Xiaomi Finance, Quduiba, Kungfu Loan, 58 Financial Consumer Loan, Zendai Wealth, etc.
1. After reading some of the lending institutions above, everyone knows how to find channels for loans. Here, the editor would like to add some loan suggestions. First of all, just because you don’t have a credit report, it doesn’t mean you can’t. Also, if you don't repay the money you borrowed from others, they will also have collection methods, which will still make your life worse than death. They will make friends in the circle of friends, come to collect collections, issue lawyer's letters, outsource collections, etc. Many people hope to get loans that cannot be credited. Why is it that when you see someone masturbating, they reject you instantly? Because online loan big data has been established among small loans, for example, if you want to get a loan from small loan A, but small loan A checks and finds that you have default records of small loans B-Z, then the loan may not be granted. But if most of B-Z are not on the credit bureau, for example, only B-D are on the credit bureau, then A may still lend money.
2. Commonly used lending platforms
1. Wolaidai, a mobile lending mobile application designed for young people, does not require a credit check. It is the fastest growing small-amount mobile loan product exclusively for college students and white-collar workers in the country.
2. Xiaoedai is a relatively young company that can provide you with loans within 3,000 yuan, regardless of credit score.
3. Borrow Money Flower, an Internet-based financial service platform, provides users with short-term, small-amount lending services. I generally don’t look at credit reports.
4. Yidai Wallet is a very interesting opportunity. You can make a loan without checking your credit report. The loan limit is within 3,000 yuan and the usage period is fixed at 7 days. But you must have a real-name mobile phone number and Alipay. I don't care much about credit reports.
5. Buyi Wallet, when it comes to loans without checking the credit report, I suggest you try Buyi Wallet. As long as you can provide more than 500 sesame points, the passing rate will be greatly improved.
: In fact, not being able to get a credit report is not the biggest problem. The key is your own credit. It is best to borrow and repay. This is also a bonus when applying for a credit card. If you want to buy a house or a car in the future, It would be much easier to get a loan.
Is ICBC Cabbage a permanent 6-star rating
Yes. Among ICBC's many credit card types, the most famous is the "Black and White" credit card. The so-called "Black and White" credit card refers to ICBC's standard platinum credit card. The reason why it is called "Black and White Cabbage", as the name suggests, is that there is a big cabbage on the black card surface.
:
1. The limit of the ICBC Cabbage Credit Card is generally 50,000 to 1,000,000. Of course, it varies from person to person. Everyone has different qualifications for applying for a card. The initial limit that can be applied for is Also different. The maximum limit of this card can be increased to 1 million, and the limit increase speed is relatively fast. If the initial limit is 50,000 or 60,000, it can be easily increased to 100,000.
2. Equipped with PriorityPass that can be used unlimited times. PP Card is similar to Longteng, but it is a foreign company. It mainly operates foreign VIP rooms. Its domestic coverage is much worse than Longteng. Outside of first-tier cities, the quality of PP's VIP rooms is also good. If you fly in the United States, flights within the United States generally do not allow elite members of American airlines to use their own lounges. PP cards can easily solve this embarrassment. This unlimited-use PP card requires a membership fee of $399 per year if you spend your own money to purchase the membership. After September 1, 2015, ICBC announced this benefit: New customers who apply for black cabbage will no longer be issued PP cards, while customers who already hold PP cards can continue to use them, but ICBC will stop providing PP card expiry replacement. Card replacement, lost card replacement, damaged card replacement and other services to replace a new PP card.
3. ICBC should be the bank with the most branches in China. This "black and white dish" allows you to jump in line to handle business at any time. The star rating will never be lower than six stars. The priority for queue jumping is ICBC. before the financial investment fund. You don’t need to bring a savings card with you when you go out. You can directly use this card to withdraw cash without any fees or interest on the same day (you need to use ICBC’s own ATM machine). Regardless of whether you use this card to purchase air tickets, aviation accident insurance is always valid.
4. The annual fee for this credit card is RMB 2,000. You can exchange 160,000 points for the annual fee, or you can waive the annual fee by spending 200,000 points regardless of the points within one year. There is no annual fee for the first year you apply for this card, and you will be charged an annual fee of RMB 2,000 the following year.
First of all, your star rating in ICBC must be 6 stars or above. Secondly, you must already have an ICBC credit card and use it for more than a year. Finally, save money. Deposit hundreds of thousands in ICBC for more than 3 months. , as long as you meet the above conditions, then you can apply for black and white vegetables.
Let’s stop talking about the introduction of credit cards that ignore black and white.