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How to deal with credit card bad debts?

According to the nature of bad debts, the treatment methods are different. Next, Jintou Xiaobian introduces the treatment methods of credit card bad debts.

(1) If it is an overpaid bad debt, after taking out the money exceeding the credit card limit, let the bank modify the bill and restore the credit within 2 days at the earliest.

(2) If it is overdue, you must repay the money borrowed from the bank, contact the bank to deal with the bad debts, and the bank will report the cardholder's repayment situation.