Hello dear, having a large credit card balance will not affect public rental housing. Normal monthly bank transfers will not affect your application for public rental housing. The public rental housing system does not include this. Moreover, bank transfer transactions exceeding RMB 10,000 per month will not affect an individual's application for public rental housing, unless the monthly income exceeds RMB 10,000. As long as you meet the conditions, you can apply. Article 7 of the "Measures for the Administration of Public Rental Housing" applies for public rental housing. The following conditions must be met: (1) There is no local housing or the housing area is lower than the prescribed standards; (2) The income and property are lower than the prescribed standards. Standard;