As long as you apply for a CITIC credit card and meet the conditions specified by the bank, it is very easy for users to get the credit card. If the credit card applied for by the user is a high-end card, the requirements may be higher and the review will be stricter. If you apply for a regular credit card, it is very easy to get the card.

Users applying for a credit card must be over 18 years old and have full capacity for civil conduct; they must also have a stable job and the ability to repay on time; if they want to apply for a credit card, their personal credit report must be good. Bad, it is difficult for users to apply for a credit card.

There are different ways to apply for a credit card. Users can usually get the card 20 working days after submitting the materials, but it may be longer in remote areas. After users get the credit card, they need to activate it before they can use it. The activation method is marked on the mailed envelope.

After the credit card is activated, you can swipe it for consumption. During use, you should swipe the card step by step and try not to use up the entire limit at once, especially for newly opened credit cards. After using a credit card, you must repay it on time and never be overdue. If overdue records are uploaded to the credit reporting center, your personal credit rating will become bad.