If you are using a China Merchants Bank credit card to apply for car installment: Our bank mainly distinguishes the cardholder based on their card usage performance (such as card holding time, consumption habits, fixed limit, etc.), career status, income, etc. Different cardholders have different installment application methods and application materials that need to be submitted. If you have the intention to purchase a car in the near future, please call Chegouyi: 4008855855 1-2 weeks before purchasing the car.