There are five ways to check the bank number of China Postal Bank:
1. You can go to the China Postal Bank website. There is "Online Query" on the left side of the Postal Bank website. Select the number below. Three "Modern Payment Bank Number" queries.
2. You can call the postal customer service hotline 95580 to check. If you have a card number, report the card number and you can find the bank number and address.
3. You can bring your valid ID and bank card to the Postal Savings Bank business hall for enquiry; if you are applying for a card that is folded into one account, you can check the account opening bank through the passbook.
4. If the account has opened personal online banking, you can log in to the online banking, click My Account--Account Inquiry--Account Classification Inquiry, and you can view the account opening bank.
5. If you have not opened online banking and have convenient access to the Internet, you can also log in to personal online banking through the official website of Postal Savings Bank of China, and register for online banking in the login area. After success, you can log in to online banking for inquiries.
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Bank cards refer to cards issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Credit payment instrument. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the bank card automatic settlement system has made the dream of a "checkless, cashless society" a reality.
Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.
Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.
Debit card (debit card) can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.
Industrial and Commercial Bank of China: Peony Card, Bank of China: Great Wall Card, Bank of China Card, China Construction Bank: Dragon Card, Agricultural Bank of China: Golden Harvest Card, Bank of Communications: Pacific Card, China Merchants Bank: Sunflower Card, Industrial Bank: Industrial Bank Card, Hua Xia Bank: Hua Xia Card, China Minsheng Bank: Minsheng Card, China Everbright Bank: Sunshine Card, Postal Savings: Green Card, etc.