If your credit card statement is on the 7th of each month (then your repayment due date is the 26th of that month), when you swipe your card on April 2, your payment will be The consumption is credited to the bill on the 7th, so your due date for repayment is April 26th. Calculated in this way, the interest-free period for your CITIC Bank credit card is: (April 7-April 2) + (April 26-April 7) = 24 days.

If you swipe your card for consumption on April 8, then the prepaid consumption will be recorded in your bill on May 7, and your final repayment date will be May 26. Calculate your CITIC The interest-free period for bank credit cards is: (May 7-April 8) + (May 26-May 7) = 50 days.