Credit Card 123

If it is a China Merchants Bank credit card, after approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address Shipping, generally the shipping time of registered mail is within 15 days.

How to apply for a Bank of China credit card?

You can complete the credit card application online through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, and the official website of Bank of China (). If there is a Bank of China branch near you, you can also bring your ID card and other valid documents, as well as proof of financial resources, income proof, etc., to the Bank of China branch to fill out the application form to apply. Proof of financial resources includes real estate, cars, salary certificates (details of the past three months), complete tax payment certificates, employment certificates (with company seal or financial seal required), etc. The details will be determined at the counter.

The above content is for your reference, please refer to actual business regulations.

What does it mean that the available limit of China Merchants Bank’s credit card is -123?

The available quota is 0 or a negative number, which means that the temporary quota adjusted in the current period has expired. After your repayment is received, you can continue to use the fixed limit of your credit card;

The "bill issued"/"amount due for this period" of the RMB/USD account is a negative number, which means there is excess deposit in the current period account;

If there are merchant refunds, rebates, etc., the amount will be displayed as a negative number in the "Adjustment Amount for the Current Period" on the bill.