visa is universal. In the United States, merchants are required to use the UnionPay card swiping machine if they swipe their cards with the UnionPay logo. If not, they will choose visa.
American cards with visa are usually credit cards or high-level cards. As long as you have a work unit and appropriate income, you can apply for credit cards of China Merchants Bank and Bank of Communications, and you can fill in the application form with a visa card.