Transaction installment: before the current bill date (inclusive), the cardholder can call the credit card customer service to cancel the installment payment. If the cancellation is successful, the cardholder can apply to cancel the installment cancellation fee 20 yuan at the end of the day, and the billing date will not be amortized in installments, and the corresponding original application consumption transaction will be resumed. The current bill will be included in the minimum repayment amount at the rate of 10%.

Bill installment: before the bill installment application is entered into the account on the same day, the cardholder can call the credit card customer service to cancel the installment payment. If the cancellation is successful, the installment cancellation fee will be charged at the end of the application cancellation day, and 20 yuan will not be amortized on the billing day.

Merchants support the cancellation of transactions by stages. The cardholder can cancel the installment payment through the POS machine of the merchant on the day of handling the installment payment of the merchant, and no cancellation fee is charged. After the transaction is cancelled, the original transaction information is cancelled.

Postal savings bank credit card is a standard RMB credit card of UnionPay, which has rich functions such as overdraft consumption, overdraft cash withdrawal, installment payment, points earning and so on. Provide 24-hour customer service hotline, free bill delivery, self-deduction repayment association and other services. In addition, there are powerful functions such as free transaction fees for repayment in different places, free SMS reminders for large transactions, and interest-free period concessions for consumption.

The minimum available amount for application is RMB 3,000, of which RMB 65,438+0 can be used for cash withdrawal in 500 yuan.

The newly issued credit card of Postal Savings Bank is designed with Ding as the pattern, which not only shows the historical and cultural heritage, strong strength, sincerity and trustworthiness of the postal service, but also reflects the service commitment of Postal Savings Bank to "do the best for you".

The blue-green card background symbolizes peace, life and hope, and injects a relaxed, bright, convenient and fashionable card concept into life. The biggest feature of the postal savings credit card is that it is free of annual fees for life. After applying for opening the credit card of Postal Savings Bank, customers will not have to worry about the complicated annual fee reduction rules. Moreover, there are many ways to repay credit cards: cardholders can repay through various outlets of the Postal Savings Bank, automatic transfer, self-service deposit machines and ATM transfers.

Since April 2009, anyone who has reached the age of 18, meets the requirements for applying for a credit card of the Postal Savings Bank and provides complete supporting materials can apply at all branches of Quanzhou Branch of China Postal Savings Bank.