Question 1: Should I bring a credit card or a debit card when traveling to Thailand? There are a lot of useless things mentioned above... I have been to Thailand twice... It is recommended to make an appointment with Bank of China for exchange in China. When I went there, the exchange rate was relatively high. For example, when I went there in July, Bank of China exchanged 1 RMB for 4 RMB 7. When I got to the Thai ATM, it was a little more than 4 RMB 5, and there was also a certain percentage of handling fees. Each bank's ATM is different, green The ATMs in Thailand (forgot which bank they are from) are cheaper, and the security in Thailand is good. You can bring UnionPay debit cards. Many ATMs in Thailand support UnionPay. What you said about not requiring a password is for credit cards. This problem does not exist with debit cards. of.

It seems that Hua Xia Bank’s credit card is free of charge for the first overseas credit card payment every day, so you might consider it. As for losing it, it's up to you. Just keep it like a passport and don't let him throw it away. The remaining Thai baht was spent on L’Oreal at the airport duty-free shop on the return trip!

Question 2: Can I pay by credit card when traveling to Thailand, or do I need to bring cash? There are many consumption items when traveling in Thailand. There are many local fruit stalls, which are very affordable and worth trying. Shemale performances should also be at one's own expense. When we went there, we also went to Pattaya Beach. There were many water entertainment projects there, basically one or two hundred times. So you should bring so much cash

Question 3: Is it more cost-effective to pay with cash or by credit card when buying cash within 10,000 yuan in Thailand? It is definitely more cost-effective to pay by credit card. You can settle by credit card according to the foreign exchange rate of the day, which is more cost-effective than using cash. Much more.

Question 4: Are there any card requirements for shopping in Thailand? 1. Bring both credit cards and debit cards when traveling to Thailand, and they must be UnionPay cards.

2. It is more suitable to use a credit card (which is safer) when purchasing things in supermarkets and large shopping malls. If you need to withdraw cash or exchange Thai baht, a debit card will be more secure.

3. Debit card. All UnionPay cards in Thailand can be exchanged for Thai baht locally. The exchange methods are as follows:

(1) Specialized exchange shops (small shops that say Exchange, but relatively speaking, the exchange rate will still be higher than the normal international exchange rate) );

(2) There are many self-service ATM machines on the street, but they need to have the UnionPay logo. Basically, green stores or teller machines have the most cost-effective exchange rates. It is recommended not to exchange at the airport, as the exchange rates will be very uneconomical.

But please note that if you use a local cash machine or a local bank to exchange money in Thailand, a handling fee will be charged (the local bank in Thailand and the Chinese card issuing bank will charge handling fees respectively). Generally, The fee ranges from RMB 10 to RMB 20 each time, depending on the charging methods of major banks. It is recommended to apply for a Hua Xia Bank Business Travel Card as a backup in case of emergencies. This card has one fee-free withdrawal and exchange every day at home and abroad. That is, this card has one exchange every day in Thailand and can waive the card issuing bank's handling fee. We only charge the handling fee of local teller machines in Thailand (about RMB6-10 yuan).

4. Credit card. Use a credit card for swiping purchases. This year, Bank of China launched a free-travel credit card, which has the same function (i.e. foreign exchange fees are waived, but the total number of times is limited), and it uses a chip. This kind of card is relatively safe for overseas consumption, because the barcode card is used abroad. It has been confirmed that it has been decrypted by some criminal groups, so use chip cards as much as possible for safety. In addition, if there are UnionPay card machines in most regular large supermarkets or hotels and restaurants, you can use this card. The exchange rate is instantaneous, the points will be doubled, and the handling fees will be discounted. Recently, there are also cash return activities ( There will be different discount stages at different times, it is recommended to call Bank of China for enquiries).

Therefore, it is recommended that you prepare some cash, a credit card, and a debit card for travel.

Question 5: When traveling to Thailand, which one is more suitable for using Visa, cash or UnionPay? UnionPay card can be transferred directly from RMB to Thai Baht. UnionPay cards can generally be used in large shopping malls. The exchange rate is quite high and no formalities are required. fee. Although the visa card is also swiped, it is converted into US dollars first and then into Thai baht, so the exchange rate will be relatively low. Of course, you can only use cash in Thai baht on the streets or in small shops.

Question 6: Can UnionPay debit cards be used directly to make purchases in Thailand? UnionPay cards can be used in any store with the UnionPay logo. Currently, there are many shops and hotels that accept UnionPay cards. You can also withdraw cash at teller machines with the UnionPay logo, but a handling fee will be charged. Currently, teller machines with the UnionPay logo include Kasikornbank (Kasikornbank), Pangu Bank, Huishang Bank, Thai King Bank, ICBC (Thailand), etc. Sign up for credit card purchases in Thailand. Wish you good luck

Question 7: When traveling to Thailand, which one is more suitable to use visa, cash or UnionPay? When traveling to Thailand, it is most cost-effective to exchange Thai currency cash in advance at the domestic Bank of China with your visa. But if you want to buy valuables with cash and it’s not convenient, just use UnionPay. Almost all major department stores in Thailand accept payment by UnionPay card. Don’t forget to ask for tax refund receipts. You can get a tax refund at the Thai airport when you return home.

Question 8: Can I use RMB directly when traveling in Thailand? You cannot use RMB cash directly, but it is very convenient to use a card for shopping, and it is more cost-effective to use a UnionPay card than to exchange cash because it saves exchange losses. It is recommended to exchange less money in China and just exchange a few hundred RMB of Thai baht for emergencies. In addition, you can also exchange RMB directly for Thai Baht in Thailand. It is recommended to mainly use credit cards.

Question 9: How much more expensive is it to pay with cash at a duty-free shop in Thailand than with a card? The cash exchange rate is usually calculated at 5.0, and the highest exchange rate of the day is used for credit cards.

Question 10: Is it better to bring US dollars or RMB when traveling to Thailand, or is it more cost-effective to pay by card? Of course, it is Thai baht, because US dollars and RMB are not in circulation there. Even if you take it there, you have to change it into Thai baht there. You can bring a card, but only some large shopping malls accept cards, and some small places, such as restaurants and attractions, require cash.