For ordinary consumers, to spend reasonably, they can use credit cards and other credit consumption (when paying back the money, the currency depreciates, which means that the money spent is actually reduced). Although in the period of inflation, in theory, the best way to preserve the value is to buy the needed physical objects earlier to prevent spending the same currency to buy less of the same thing, it is not feasible in practice.

In order to prevent inflation, put your assets in different baskets, diversify your portfolio, save cash, and try to hold deposits or wealth management products with higher returns. You can consider stocks, funds, gold investments, insurance, real estate, etc.

There are two ways to fight inflation and prevent the devaluation of the currency held:

The first is to preserve value. Buying gold, as the basic measure of money, is generally not affected by inflation.

Second, add value. In order not to devalue the money in hand, it is a good idea to earn more. By investing (industry or capital market) to make it more, the profit rate exceeds the inflation rate, which can prevent the money in hand from becoming less.

Strengthen your study and improve your ability so that you can increase your income in the future. Learn financial management knowledge, and you will be able to use it easily. Never do unfamiliar things, investment is risky and operation needs to be cautious.