Nowadays, the number of people with credit cards is increasing. Credit cards provide a lot of convenience when spending money. At the same time, you can enjoy the key points of credit cards. Of course, you can use the overdraft function when you need money occasionally. Let’s talk about the steps of processing credit cards. .

1. Go to the bank counter with the necessary certificates.

ID card must be held. Of course, other certificates such as social insurance card, income certificate, real estate certificate You can hold a certificate such as a credit card. After all, applying for a credit card is not as simple as applying for a debit card. Only when you explain your purpose, the staff will immediately ask you to fill in the application for a credit card. After filling it out carefully, the staff will ask you to issue relevant documents. They will copy relevant documents and use them as a basis for reviewing and sending credit cards. Remember, if you don’t know how much credit limit to fill in, you can ask the staff and they will give you a detailed answer.

2. Wait Bank phone number and express delivery.

Generally, the bank will reply to you within half a month. If the application is unsuccessful, some banks will send you an official message to tell you the result.

Of course, there are also bank staff They will call you to tell you whether your credit is successful. After the application is successful, they will tell you that you have received the credit card, but the bank usually sends it to you by express.