Visa (master) visa\master payment is also the most extensive international payment method in the world, especially in Europe and America, which is as dominant as PAYPAL, because the credit card mechanism in Europe and America is quite mature, and the international credit card organization stipulates that credit cards in Europe and America can refuse to pay, which is nothing more than a guarantee for consumers, so many foreigners will repeatedly ask for it; For buyers, if foreign customers want to pay online, they have to find a third-party payment platform to collect it, otherwise it will only lose the significance of being as convenient as bank transfer. Advantages: for buyers, refusal to pay is safe and reliable, and fraud prevention; You can pay online, satisfy your desire for consumption, and it is convenient and affordable. For sellers, it can well meet the payment needs of customers, develop new customers, solve the problem of small collection amount, improve transaction efficiency, shorten capital turnover time and quickly improve performance. Disadvantages: For buyers, if there is a dispute, they need to fill out a form in the bank in person to apply for a refund. Once you refuse to pay for no reason, you will have a bad record on your credit card; For the seller, there is a risk of being complained by customers or asking for a refund (generally within 0.5%). Special reminder: this method can best find the balance point between buyers and sellers, so it is also suitable for most small businesses. Now more and more domestic businesses have accepted this payment method.