After the credit card is blacklisted, nothing will be automatically eliminated. In China, the bad information of credit investigation can be kept for up to 5 years from the date of termination of bad behavior or events, and will be automatically eliminated after 5 years, but only if the overdue debts are paid off and then the bad credit records are covered with new credit records, and the blacklist may be eliminated after 24 months of credit investigation. At the same time, if you want to eliminate the credit card blacklist, you can try the following methods.

1. Bring your credit card and ID card to the issuing bank's outlets to pay off the principal and interest. If it is overdue without malice, you can apply to the bank to cancel the bad record.

2. If it can't be cancelled, then continue to use the card after paying off the debt. After using the card for 2 years, the bad credit record will be covered by the intentional credit record.

3. If the credit card tx is blacklisted, it is necessary to spend it normally, instead of cashing in, brushing more merchants and diversifying consumption. After consumption, you can also improve your trust in banks through some stages. In the long run, it will be blacklisted by the bank sooner or later.

At the same time, you can also get the credit card evaluation report in real time by checking the card in detail. Including everyone's credit card risk score, overdue record history, spending power preference, credit card merchant analysis, overseas consumption analysis, etc. To help cardholders understand their credit cards in multiple dimensions, and cardholders can use this information to judge whether they have entered the credit card blacklist.